Security > Preventing Fraud Preventing Fraud   Your security is our main concern. Here are the top 10 fraud risks to look out for: Identity theft Identity theft occurs when someone wrongfully acquires or uses another person's personal and financial data, typically for their own financial gain. Read more... Phishing Phishing is an impersonation of a corporation or trusted institutions that aims to steal valuable information such as credit card, user IDs and passwords. Read more... Card fraud and skimming Skimming is the practice of extracting the information from the magnetic stripe on a credit card with the intention of making a copy of the card. Read more... ATM fraud Various dubious methods are used to fraudulently withdraw funds out of customer's accounts. Read more... SIM swap fraud Fraudsters obtain and utilise the customer's replacement SIM card to acquire security messages and one-time passwords sent to the customer by the bank. Read more... Cheque fraud The act of fraudulently obtaining and using cheques for financial gain. Read more... Deposit slip scams Such scams occur when deposit slips are used to trick people into transferring money into fraudster's accounts. Read more... Pharming Pharming aims to redirect a website's traffic to another bogus website through domain spoofing to obtain confidential information such as your passwords. Read more... Money laundering Money laundering is the process whereby the origin of funds generated by illegal means (i.e. drug trafficking, gun smuggling, corruption, etc.) is concealed. Read more... Nigerian scams/ advanced fee fraud Perpetrators of 419 Nigerian scams operate by sending the victim an unsolicited letter, fax or email containing either an illegitimate or illegal proposal. Read more...   Conditions of access | Disclaimer | Privacy and security statement