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Graduate offerings > Elite banking
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Elite banking is for you if you have a minimum qualification of a three-year degree or diploma as recognised by the Department of Education or South African Qualifications Authority (SAQA ), and earn a minimum gross personal monthly income of R7 000. Remember to take a copy of your degree or diploma with you to the branch when you apply for your account.
What Elite banking for graduates offers you:
- A gold package: This includes your current account, gold credit card with a flexible limit, gold cheque (debit) and garage card.
- Service you can rely on: The answers to any questions you may have about banking, are only a phone call away on 0860 710 000. Or, if it is more convenient, you can email us at elite@standardbank.co.za. Should you wish to have face-to-face discussions about your requirements, simply visit any branch.
- Easy money management: With services such as Internet, cellphone and telephone banking and our extensive ATM network, you can transfer funds between accounts, pay accounts and increase your overdraft limit as and when you need to.
- Convenient access to credit: If you need short-term finance, you can choose from an overdraft on your current account, a personal loan or credit card. Speak to us about a home loan where you can choose from either a fixed or variable interest rate. Should you be looking at buying a vehicle or another asset you can apply for finance of up to 10 times your gross monthly income.
- Access to savings and investments: Whether you're looking at short- or long-term investments we have products to suit your specific needs, our consultants can provide you with information on a range of products. Should you need a more complex investment they will put you in contact with a specialist financial adviser.
In addition, Elite banking offers you:
- A number of free debit, electronic and cash transactions if you choose the Plus pricing option.
- A secondary current account for your spouse or life partner.
Click here to learn more about Elite banking, or apply now.
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