Structuring your finances correctly is crucial to the success of your business. You need a bank that understands that cash flow is critical and gives you access to working capital.
Whether your business needs to buy property, finance equipment or fund operating expenses, we offer a number of financial solutions. So whatever your business needs, we'll help you choose the most suitable finance.
This table provides guidelines for various finance options, however, before making your selection talk to our Business team at your local branch.
Financing requirements
Lending solutions
Overdraft
Business revolving credit
Medium-term loan
Business mortgage
Debtor finance
Vehicle and asset finance
Working capital
Cash
Yes
Option
Option
No
No
No
Stock finance
Yes
Yes
Option
No
No
No
Debtor finance
Yes
Yes
Option
No
Yes
No
Asset finance
Passenger vehicles
No
No
No
No
No
Yes
Plant and capital equipment
No
Option
Option
No
No
Yes
Commercial vehicles
No
No
No
No
No
Yes
Property
No
Option
Yes
Yes
No
No
Fixtures and fittings
No
Option
Option
No
No
Yes
Office equipment
No
Yes
Option
No
No
Yes
Other used assets
No
Yes
Option
No
No
Yes
If you would like to find out more about how we can help you to meet your lending requirements, contact your nearest branch and speak to one of our Business Bankers. However, here is additional information that will help you to speed up the process.
