Gold credit card

  • Qualifying income of R8,000 per month
  • No transaction fees on purchases
  • Lower interest rates
  • Mandatory Debit Order Payment


Your Gold credit card benefits include:

  • Free Internet, Telephone and Cellphone banking when you link your Internet profile to your Credit card.
  • Free basic travel insurance when you pay for travel tickets with your Standard Bank Credit card.
  • No point-of-sale transaction fees when you swipe your credit card at a merchant.
  • Free electronic statements sent directly to your email address.
  • Free, convenient secondary cards  for the main cardholder’s spouse, partner or children.
  • Free lost card protection, protecting you against fraudulent transactions on your stolen or lost card if you report it to us.
  • Free budget facility.
  • Free account limit changes.
  • Free ATM balance enquiries if you choose to display your balance on the screen.
  • Access to the UCount Rewards at an additional fee.
  • You receive up to 55 days' interest-free credit. If you use it wisely, it can be your most effective financial management tool.
  • You have control over how you spend your credit card limit, as the revolving and budget limits are combined into a single account limit.


Plus, you also get:

  • One free cash deposit per month at any Standard Bank AutoBank
  • One free balance enquiry per month at any Standard Bank AutoBank or AutoPlus

As a Standard Bank Gold card holder, you also have access to special  offers and experiences with Priceless Africa, brought to you by MasterCard.  Anything from  dining, shopping, entertainment and sports, to travel and hotel attractions. For more information visit and make sure your next experience is a story worth telling.


  • No transaction fees on purchases
  • View our 2014 pricing
  • View interest rates


You can apply for our credit card

  1. Online, simply click here to complete the application form
  2. At any branch
  3. Send your completed application form , which you can collect at any branch, to Credit Card New Business, PO Box 61704, Marshalltown, Johannesburg, 2107

You will need to provide supporting documents with your application. For a full checklist, click here.

If you have any queries, you can call us on 0861 201 000.

Apply online

Visit branch

For queries Call us on: 0861 201 000

Email us on:

Customer Care line

0860 123 000 / +27 11 299 4701

Disappointed | Delighted