Gold credit card

Our Gold Credit Card offers you numerous free features that make it easier than ever to manage your finances.

  • Gold Credit Card

    How to qualify

    • You earn a monthly income of R 8 000 or more
    • You are 18 or older (surety / guardianship is required if you are 18-21 years old)

    Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.


    • Up to 55 days’ interest-free credit when you pay the outstanding balance in full and on time each month
    • Get a limit of up to R 120 000, with the option to increase your limit after 6 months
    • Safe online shopping with 3D Secure and one-time passwords
    • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap & Go®

    What it costs

    How to apply
    Apply online
    Call us: 0861 201 000 
    Visit your nearest branch

    Related products

  • Additional Information

    • Free electronic statements, account limit changes and budget facility
    • Collect UCount points each time you swipe to purchase and spend your rewards at UCount Online Mall
    • Secure store purchases with your credit card’s chip and PIN safety features
    • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile
    • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign
    • With our Credit Card Protection Plan your card debts are covered in the event of your death, disability and retrenchment
    • Free MyUpdates that tell you every time money leaves or enters your account
    • Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank. Does not cover transactions in which your PIN was used
    • Free and convenient automatic payment order (APO) for hassle-free account management
    • Free AutoBank cash deposit or balance enquiry per month
    • Use your credit card anywhere in the world -- just remember to tell us when you are travelling
    • Free basic travel insurance when you use your credit card to buy the tickets





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