Gold credit card

  • Qualifying income of R8,000 per month
  • Up to 55 days interest free period if the full outstanding balance is paid by the due date each month
  • Access to innovative payment methods: with your card, you are able to easily manage payments and your account through innovative methods such as SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap & Go®.
  • Free swipes
  • You may qualify for a limit of up to R50,000 and you may apply to increase your limit after 6 months
  • Shop online securely with 3D Secure and the new One Time Password (OTP).


Your Gold credit card benefits include:

  • Free Internet, Telephone and Cellphone banking when you link your Internet profile to your Credit card.
  • Free basic travel insurance when you pay for travel tickets with your Standard Bank Credit card.
  • No point-of-sale transaction fees when you swipe your credit card at a merchant.
  • Free electronic statements sent directly to your email address.
  • Free lost card protection, protecting you against fraudulent transactions on your stolen or lost card if you report it to us.
  • Free budget facility.
  • Free account limit changes.
  • Free ATM balance enquiries if you choose to display your balance on the screen.
  • Access to the UCount Rewards at an additional fee.
  • You receive up to 55 days' interest-free credit. If you use it wisely, it can be your most effective financial management tool.
  • You have control over how you spend your credit card limit, as the revolving and budget limits are combined into a single account limit.


Plus, you also get:

  • One free cash deposit per month at any Standard Bank AutoBank
  • One free balance enquiry per month at any Standard Bank AutoBank or AutoPlus

As a Standard Bank Gold card holder, you also have access to special offers and experiences with Priceless Africa, brought to you by MasterCard. Anything from dining, shopping, entertainment and sports, to travel and hotel attractions. For more information visit and make sure your next experience is a story worth telling

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