How to apply
You can apply online

AutoPlus
Select the "Other transactions" option, then select "Loans/Overdraft" and then select "Overdraft". Choose the option you want, either "Decrease" or "Increase" overdraft limit and enter the new overdraft amount. For new overdraft applications choose "Increase"

Internet banking
If you are an Internet subscriber, simply log on, click on "Overdraft" and enter the amount you want.

Call Centre
Sms the word "overdraft" to 31645 and a Standard bank agent will contact you shortly.

Cell phone banking
If you are a cell phone banking subscriber, simply log on, click on "Overdraft" and enter the amount you want.

To apply you will need to:

  • Have a Standard Bank current account that is either currently open and FICA’d or opened at the same time as the overdraft application
  • Be a South African citizen or have permanent South African residence
  • Be 21 years or older
  • Have an acceptable credit record and risk profile
  • Earn a minimum gross monthly salary of at least R3 000

 

Help me decide
Customer Care line

0860 123 000 / +27 11 299 4701

Information@standardbank.co.za

Disappointed | Delighted