AccessAccount

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Get greater banking value with an AccessAccount - a comprehensive, affordable transaction account that gives you access to convenient banking channels, like Cellphone Banking and AccessPoints.

Cellphone Banking allows you to do your banking 24/7, while our convenient AccessPoints let you do your banking without having to travel long distances to find a branch.

 

  • Convenient banking at an AccessPoint, in your community.
  • A debit card with a built-in chip for added security.
    • Use your debit card to pay for goods and withdraw cash at till points.
    • Use your debit card to do Cash-ins (put cash into your account) and Cash-outs (draw cash out of your account) at AccessPoints.
  • A choice of fee options:
    • Pay as you bank (no monthly fees);
    • AccessAccount Plus for R59 a month with lots of benefits such as:
  • Unlimited card swipes
  • Unlimited cash back at till points
  • R2000 death benefit
  • Free cellphone banking
  • Unlimited pre-paid electricity recharges at Standard Bank ATMs and on cellphone banking
  • Unlimited transfers to other Standard Bank account holders
  • Four free Standard Bank ATM withdrawals
  • Two ATM deposits
  • And many more benefits

Using cellphone banking is easy - dial *120*2345# and follow the prompts.
What is also great is you do not need to have airtime on your cellphone to do banking transactions!

If you lose your debit card or change your cellphone number you need to need to give us your new cellphone details by going into your nearest Standard Bank Branch. You can also report lost or stolen cards by calling 0800 020 600

  • To open an AccessAccount

    • You must be 16 years or older
    • Have a South African bar-coded identity document; or
    • Valid passport and work or study permit for non SA citizens
    • Proof of your residential address not older than three months. If you cannot give us proof of your residential address, your account will be opened as an E17 account and limits will apply

    To qualify for the AccessAccount Plus for R59 a month, in addition to the above, you will also need:

    • To be 18 years and older
    • Be a salaried individual earning R3 000 or more a month

    The following transaction limits apply to an E17 account. You may not:

    • Withdraw, transfer or make payments of more than R5 000 a day or R25 000 a month.
    • Do any cross-border transactions except for transfers as a result of point-of-sale (POS) payments or cash withdrawals in the Common Monetary Area (CMA) that is Swaziland, Lesotho and Namibia.
    • Have a balance greater than R25 000 in your account at any time.
    • Have two or more similar accounts, unless they are exempt from Financial Intelligence Centre Act (FICA).
    • Link your account to more than one card.

    Note: If you do not keep to these limits, your account will be frozen

You can choose from three fee options:


  • Pay-as-you-bank option - No monthly fee
    Click here to view pay-as-you-bank fees.

 

  • The AccessAccount Plus option for R59 a month gives you:
    • Unlimited Card Swipes
    • Unlimited cash back at till points
    • R2 000 death benefit
    • Free Cellphone Banking with unlimited transactions
    • Unlimited pre-paid electricity recharges at Standard Bank ATMs and on Cellphone Banking
    • Unlimited payments to other Standard Bank account holders
    • Four free Standard Bank ATM withdrawals
    • Two free Standard Bank ATM deposits
    • And many more benefits


Once you have used all of these transactions, pay-as-you-bank fees will apply.


Click here for more information on the AccessAccount Plus for R59 a month option

To open your AccessAccount, go to your nearest Standard Bank branch.
You can also open an AccessAccount with one of our AccessAgents in your community.

Other value-added products that you can apply for include

Click here for Terms and conditions

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