Blue credit card

Our Blue Credit Card offers easy qualification requirements, and provides numerous free services to help manage your finances.

  • Blue Credit Card

    How to qualify

    • You earn an income of R 3 500 or more
    • You are 18 or older (surety / guardianship is required if you are 18-21 years old)

    Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.


    • Get a limit of up to R 50 000, with the option to increase your limit after 6 months
    • Safe online shopping with 3D Secure and one-time passwords
    • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap & Go®
    • Access a credit facility with your Credit Card Protection plan

    What it costs

    • No transaction fees when you swipe to purchase
    • Low monthly management fees
    • A bank cheque fee will be charged for withdrawals
    • Low interest rates
    • Blue Credit Card pricing (pdf)

    How to apply

    Apply online
    0861 201 000 
    Visit your nearest branch

    What you'll need
    Your ID book
    A recent payslip / proof of income


  • Additional Information

    • Free account limit changes
    • Secure store purchases with your credit card’s chip and PIN safety measures
    • Free MyUpdates that tell you every time money leaves or enters your account
    • Collect UCountpoints each time you swipe to purchase and spend your rewards at UCount Online Mall
    • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile
    • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign
    • Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank. Does not cover transactions in which your PIN was used
    • Use your credit card anywhere in the world -- just remember to tell us when you are travelling
    • Get a free AutoBank cash deposit or balance enquiry per month
    • Free basic travel and insurance
    • Terms and Conditions (PDF)




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