Blue credit card

Our Blue Credit Card offers easy qualification requirements, and provides numerous free services to help manage your finances.


  • Blue Credit Card

    How to qualify

    • You earn an income of R 5 000 or more
    • You are 18 or older (surety / guardianship is required if you are 18-21 years old)

    Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.


    • Get a limit of up to R 50 000, with the option to increase your limit after 6 months
    • Safe online shopping with 3D Secure and one-time passwords
    • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap & Go®
    • Access a credit facility with your Credit Card Protection plan

    What it costs

    • No transaction fees when you swipe to purchase
    • Low monthly management fees
    • A bank cheque fee will be charged for withdrawals
    • Low interest rates
    • Blue Credit Card pricing (pdf)

    How to apply

    Apply online
    0861 201 000 
    Visit your nearest branch

    What you'll need
    Your ID book
    A recent payslip / proof of income


  • Additional Information

    • Free account limit changes
    • Secure store purchases with your credit card’s chip and PIN safety measures
    • Free MyUpdates that tell you every time money leaves or enters your account
    • Collect UCountpoints each time you swipe to purchase and spend your rewards at UCount Online Mall
    • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile
    • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign
    • Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank. Does not cover transactions in which your PIN was used
    • Use your credit card anywhere in the world -- just remember to tell us when you are travelling
    • Get a free AutoBank cash deposit or balance enquiry per month
    • Free basic travel and insurance
    • Terms and Conditions (PDF)


    Credit Card Protection Plan

    The Credit Card Protection Plan is designed for new and existing Standard Bank credit card holders. The policy covers the debt on your Standard Bank credit card in the event of your death, disability and retrenchment.
    No medical examination is required and you are covered in the event of the following:

The outstanding balance on your credit card, including the budget account will be settled in full up to a maximum of R120 000. Death cover ceases at age 75, except for accidental death which ceases at age 65.

    Double Accident

    In the event of accidental death, double benefits will be paid up to a maximum of R120 000. One amount will be used to settle the outstanding balance on the account and an equivalent amount will be paid to your estate. This benefit does not apply to the secondary cardholder.


    Settlement of the outstanding balance on your Standard Bank credit card, including your budget account at the time of becoming permanently disabled, up to a maximum of R120 000. Cover ceases at age 65. This benefit does not apply to the secondary cardholder.


    The minimum monthly repayment of the amount owing on your Standard Bank credit card will be paid for up to three months. In addition, the Credit Card Insurance premium will be waived for three months. There is a six-month waiting period for retrenchment cover. Cover ceases at age 65. This benefit does not apply to the secondary cardholder.

    For more information -  Click Here




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