Personal Term Loan


If you earn from R3000pm, you can qualify for up to R300 000 with a Standard Bank Personal Loan

Features and benefits:

  • Competitive interest rates
  • Quick and hassle free application process
  • Fixed minimum monthly repayments which enable you to budget more effectively
  • Your money will be transferred directly into your transactional account
  • No early termination fees if you pay off the loan earlier
  • We provide credit life insurance that will pay off your loan in the event of natural or accidental death, permanent or temporary disability or retrenchment

What do you need to qualify?

  • You need to be a South African citizen
  • Between the age of 18-65
  • Formally employed
  • Have a consistent monthly income and earning R3000 or more a month, before deductions
  • Have a bank account with a debit order facility

Personal loans are suitable for financing large payments or purchases, such as appliances, furniture, school fees, or if you require credit over an extended period.

There are two types of loans

  1. Revolving Credit Plan
  2. Access Loan



Help me decide
Customer Care line

0860 123 000 / +27 11 299 4701


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