Your account credit limit
Your account credit limit may be used for either a revolving credit or budget facility. You choose how to use your account credit limit. If your account exceeds the account credit limit you will be charged an overlimit fee.
The revolving facility is the straight or normal facility available on your card. This facility is available immediately when you receive your card.
For example, if the limit is R1 000 and you use your card to buy goods worth R700, you will still have R300 credit. If you then pay R500 into your card account, your available credit becomes R800 (R300 plus R500).
The budget facility is used for purchases and cash advances of R200 or more, that can be repaid over 6 to 60 months.
Increasing your account credit limit
You may apply for an increase after six months.
Temporary limit increase
Paying your account
Your credit card statement will show:
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