Elite banking

As your life changes and evolves, so your financial needs become more complex. We understand that and have designed Elite Banking specifically to keep pace with your changing lifestyle needs. So whether you've just graduated and are starting out in your career, or juggling a busy household with family and work, Elite banking is the holistic value-for-money solution that is great for you and great for your family.

You qualify for Elite banking if you earn a gross monthly income of R8 000 (or R5 000 a month if you have a three year degree or diploma)

  • An Elite Current account with a choice of pricing options
  • A Gold MasterCard or Visa Cheque card1, 3 (Chip and Pin enabled) for your day-to-day purchases, so there's no need to carry cash around
  • A Gold MasterCard credit card1, 3 (Chip and Pin enabled) with a flexible limit for worldwide purchases. Straight or budget, it's your choice.
  • Access to an overdraft1, 2 facility linked to your Elite Current account to ensure additional funds are available when you need them
  • Access to a second Elite account4 for your spouse or life partner at a discounted fee
  • The convenience of banking anywhere 24/7 with free Internet, Telephone or Cellphone banking
  • Free unlimited SMS notifications with MyUpdates so that you can stay in control and up to date on money in and money out of your accounts

You can help your child improve their academic results with free study material through Top Dog! Top Dog provides fun, online easy-to-use educational content for grades 4 to 12 and covers all major subjects for both NCS and IEB curricula. As a Standard Bank customer you get 2 free downloads per month and 10% off any additional downloads. To take advantage of this exclusive offer click here.

Some banks with a host of hidden fees still claim to be transparent.
Elite banking costs R99 a month, including all its value-added extras.

1 Subject to approval, terms and conditions apply
2 Overdraft facilities up to R500 are not charged the once-off initiation fee or monthly overdraft service fee
3 Fees included as part of the Plus pricing option
4 Only available to spouse or life partner of customers on the Elite Plus pricing option


There are three pricing options to choose from:

  • Plus (bundled) option: Pay a fixed monthly service fee  and receive unlimited electronic transactions1 a month, your Gold cheque and credit card annual fees and access to an Elite Plus Second Current account for your spouse or partner at a reduced fee
  • Pay-as-you-transact option: Pay per transaction. A minimum monthly fee is charged if the total service fees are not more than this.
  • Rebate (refund) option: Keep a minimum specified balance in your account for the entire month and certain service fees incurred under the pay-as-you-transact option are paid back into your account.  (Note: no interest is earned on credit balances with this option)

1 Electronic transactions include: debit orders, card purchases, electronic account payment and inter-account transfers

Click here to view the Elite banking pricing brochure

As a Standard Bank customer, you also have access to:

Customer Care line

0860 123 000 / +27 11 299 4701


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