Prestige Banking


As a Prestige customer, your everyday banking needs are supported by a team of bankers who will personally assist you – even after hours and on weekends.


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  • Prestige Banking

    How to qualify

    • You earn a minimum gross monthly income of R 25 000 or more


    • You have a 3-year undergraduate degree with honours or higher, earn a gross monthly income of R 5 000 or more, and are 30 years old or younger



    • Dedicated support from our team of Prestige Bankers
    • Apply for a home loan, personal loan or vehicle finance by meeting with your branch Prestige Banker
    • Expert advice from financial planning consultants
    • Get an overdraft at a preferential rate
    • Simple day-to-day transactions with your Titanium Cheque Card
    • Pay no transaction fees on cheque card purchases and get free travel insurance when traveling abroad

    What it costs

    • Fixed monthly fee (Prestige Plus)  ̶  Pay a single monthly management fee for a fixed number of transactions and services
    • Pay as you transact  ̶  Pay for each transaction, and a minimum monthly service fee. We will refund a portion of your service fees if you keep a specified daily minimum balance in your account for a calendar month
    • Prestige Banking pricing (PDF)


    What you’ll need to apply

    • Your ID book
    • Your last payslip or proof of income (up to three months old)
    • Proof of home address (up to three months old)
    • Proof of your degree or results sheet (if applicable)
    • A residency permit (for foreign nationals staying in South Africa)
  • Additional information

    • Secondary Prestige Current Account for your spouse or partner, who gains all Prestige benefits at a discounted monthly rate
    • Secondary credit card for your spouse or partner, with a shared credit card limit
    • Free TravelWallet activation and loading
    • Free foreign exchange delivery to an approved business address in Gauteng, Cape Town, Durban and Pietermaritzburg


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