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Annual Report 2005 [cover]

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Overview

 [2,965 KB]  
Financial highlights [137 KB]  
Chairman & chief executives review [165 KB]  
Economic review [109 KB]  
Group at a glance [175 KB]  
Financial objectives [280 KB]  
Our vision and values [193 KB]  
Executive management [353 KB]  
Sustainability reporting - highlights [90 KB]  
Operational reviews [159 KB]  
   Personal & Business Banking [84 KB]  
   Corporate & Investment Banking [74 KB]  
   Investment Management & Life Insurance [57 KB]  
Board of directors [565 KB]  
Corporate governance [286 KB]  
Risk management and control [358 KB]  
Financial review [128 KB]  
7 year review [56 KB]  [51 KB]
Financial definitions [32 KB]  
     

Annual financial statements

 [845 KB]  
Report of the independent auditors [24 KB]  
Directors' responsibility for financial reporting [25 KB]  
Group secretary's certification [34 KB]  
Directors' report [48 KB]  
Group financial statements [210 KB]  
   Balance sheet [22 KB]  [51 KB]
   Income statement [23 KB]  [19 KB]
   Statement of changes in shareholders’ funds [36 KB]  [23 KB]
   Cash flow statement [25 KB]  [21 KB]
   Notes to the annual financial statements [194 KB]  
   Accounting policies [103 KB]  
Company financial statements [73 KB]  [24 KB]
   Balance sheet [27 KB]  
   Income statement [54 KB]  
   Statement of changes in shareholders’ funds [37 KB]  
   Cash flow statement [33 KB]  
   Notes to the company annual financial statements [49 KB]  
Annexure A – implementation of IFRS [401 KB]  
Annexure B – currency balance sheet [37 KB]  [19 KB]
Annexure C – subsidiaries [65 KB]  
Annexure D – associates and joint ventures [49 KB]  [25 KB]
Annexure E – equity-linked transactions [62 KB]  
Additional information [79 KB]  
   Abridged financial statements of principal banking subsidiary [37 KB]  
   Standard Bank operations average balance sheet [51 KB]  
   International representation [55 KB]  

Shareholders’ information

 [230 KB]  
Chairman's letter to shareholders [42 KB]  
Notice to members [54 KB]  
Proxy form [53 KB]  
Directorate [37 KB]  
Shareholders’ diary [28 KB]  
Shareholder analysis [38 KB]  
Share statistics [28 KB]  
Instrument codes [28 KB]  
Credit ratings [28 KB]  
Contact details [39 KB]  
     
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