Credit ratings Credit ratings The latest ratings as at 12 November 2009 for entities within Standard Bank Group are detailed below: Fitch Ratings Long Term Issuer Default Rating: Short Term Issuer Default Rating: Local Currency Long Term Issuer Default Rating: National Long Term Rating: National Short Term Rating: National Insurer Financial Strength: Outlook The Standard Bank of South Africa BBB+ F2 BBB+ AA (ZAF) F1+ (ZAF)   Stable Standard International Holdings BBB+ F2         Stable Standard Bank Plc BBB+ F2         Stable Banco Standard de Investimentos SA (Brazil)     AA+ (BRA) F1+ (BRA)     Standard Bank Argentina SA       AA (ARG)       Stanbic IBTC Bank Plc (Nigeria)       AAA (NGA) F1+ (NGA)     CfC Stanbic Bank (Kenya) BB- B         Stable Liberty Group       AA- (ZAF)   AA (ZAF) Negative Moody's Foreign currency deposit rating Local currency deposit rating Issuer rating Short-term Outlook The Standard Bank of South Africa A3 A1   P-2 Stable Standard International Holdings     Baa3   Negative Standard Bank Plc Baa2     P-2 Negative Standard Bank Argentina SA Caa1 Ba1   NP Stable   Disclaimer | Conditions of access | Privacy and security statement| Site specs | Security centre | Fica