Peace of mind and family security is worth paying for
December is holiday month across the country. It is a time when thousands of South Africans take to the nation’s roads on the way to visit relatives and friends far from their urban homes.
It is also, unfortunately, a time when accidents are rife as many families are on the road. Nobody wants to think about the possibility of not arriving at their destination, but this is something that needs to be considered.
“Before setting out by taxi or bus you should consider whether you are adequately insured against any mishaps that may occur on the road,” says Johan van Greuning, Head of Standard Insurance Limited at Standard Bank. “Even if you believe you are sufficiently insured, you should check exactly what you are covered for before going on holiday.”
Mr van Greuning suggests that you consider the following:
This will enable you to totally cover, or just reduce, medical costs that are associated with an accident. Things to ask when arranging hospital insurance are:
“Though it may take a little time and extra money to ensure that your insurance is up-to-date before leaving for holiday, it can save you and your family considerable financial and emotional hardship in the event that you have to claim. So, review your insurance policies including household insurance as thieves know that many people leave home during this period,” concludes Mr van Greuning.