Instant Money

Send money via your cellphone to anyone in South Africa – quickly and safely! Creating an Instant Money voucher is as easy as buying airtime and funds can be sent by anyone, to anyone – even if they don’t have a bank account.

How to send money:

Use cellphone banking, internet banking, ATM’s or the Standard Bank App.                     

1.Navigate to Payments and Transfers
2.Select Instant Money
3.Select Start new transaction
4.Choose which account to send from and the amount 
5.Create 4 digit PIN
6.Confirm transaction using the receivers cellphone number and send


Standard Bank and non-Standard Bank customers can also send Instant Money at selected AccessPoints and at selected SPAR, Cambridge and Rhino Cash and Carry stores

How to redeem money: 

You will receive an SMS with the voucher number and will also need the cash collection PIN from the person who sent you the money. You can collect your money at the following channels:

1.Standard Bank ATM:

Select Collect Voucher

Key in the voucher number

Key in the cash collecting PIN

2. Standard Bank and non-Standard Bank customers can also collect Instant Money at selected AccessPoints and at selected SPAR, Cambridge and Rhino Cash and Carry stores by presenting their voucher number, pin, and ID document.

*Costs R 9.95 to send an InstantMoney voucher and there are no charges for cashing out.

*Daily limit of R 5 000 and a monthly limit of R 25 000.

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Standard Bank App