Standard Bank Namibia Home Loans Application

If you wish to apply for a home loan, please fill in this form. We will contact you shortly.
Please note that all fields marked with an asterisk (*) are mandatory.

Online application
Loan/Pledge details*
Loan amount* N$ 
Term (in years)*
Amount to be registered* N$ 
Type of loan*
Branch nearest you*
Are you a*

If a company/CC/Trust, complete the following
Company/CC/Trust name   Registration number  

Attorney details (if known)
Transferring attorney's name
Telephone number
Applicant details
If other, please specify 
First names*

Residential address*


Postal address


Home telephone no + code*
Work telephone no + code
Cell number
E-mail address

Marital status*
If married other, please specify 
ID number/passport number
 Namibian citizen     Permanent resident

Are you*
Current employer's name*
Number of years with present employer*  years
Income N$   Monthly salary*
 Subsidy/Other income

N$    Gross income*
Banking details
Name of bank*
Account type*
Account number*
Account status
Existing home loan account number
Next of kin
Address line 1
Address line 2
Address line 3
Address line 4
Spouse's details
Title If other, please specify 
Firstb names

Home telephone no + code
Work telephone no + code
Cell number
E-mail address

ID number/passport number*
Namibian citizen     Permanent resident

Is your spouse
Current employer's name
Employment time  years    months
Income N$   Monthly salary
Subsidy/Other income

N$  Gross income
Spouse's next of kin
Address line 1
Address line 2
Address line 3
Address line 4
Spouse's banking details
Name of bank
Account type
Account number
Account status
Existing home loan account number
Property details
Purchase price* N$ 
Stand number*
Suburb and extension number
Complex name
Unit number
Section number
Property use*
Building loan*  Yes     No
If yes Contractor name 
Contract price    N$ 
Estate agent details
Estate agency name
Estate agent name
Telephone number + code
Assessment details
Name of contact person (to arrange for assessment)
Telephone number + code
Have you ever been declared insolvent?*  Yes     No
If yes, when? 
Please note proof of rehabilitation must be provided when required.


The purchase price includes no cost items and is solely for the fixed property OR the purchase price includes


The cost of movables/furnishings



Other amounts to be repaid to me by the seller or the estate agent or to be paid on my behalf by either of these parties in respect of legal or bond registration costs.



Deposit or a contribution thereto of



Other amounts (specify)


I/We hereby apply for a mortgage loan/further advance/pledge of




The bank requires your personal details and certain information about your finances to enable it to do credit checks prior to a decision being made on the application.

Applications are subject to the bank's normal credit approval criteria.

The full terms and conditions will be included in the Letter of Grant.

If you are not the only applicant, please ensure that the other applicants are aware of the requirements.


Standard Bank Namibia protects all customer information on the Internet.

To protect your information 40-bit encryption has been put in place which will prevent unauthorised viewing of your personal details.

While Standard Bank Namibia has endeavoured to protect your information from observation by a third party during transit, the bank cannot be held liable for any damage or costs you might incur as a result of unauthorised viewing of your information. I/We agree to be bound by the bank's standard conditions for mortgage loans.

I/We agree to be bound by the bank's standard conditions for mortgage loans.

I/We declare that to the best of my/our knowledge and belief the particulars set out in this application are true and correct and that no information which might affect the decision of the bank has been withheld.

I/We acknowledge that I/We shall be liable for the administration fees and wasted costs incurred by the bank or its attorneys in the event of my/our withdrawing my/our loan request any time after it has been granted.

I/We hereby authorise the Bank to make enquiries to verify my information given on this form, to request and obtain information from credit bureaus in order to assess this application and to provide both positive and negative information to selected credit bureaus on the performance of any loans arising herefrom.

I/We acknowledge that the purchase price declaration above is material to the Bank and based on this information the Bank will decide on whether and to what extent a loan will be granted. Materially incorrect information could lead to this loan being withdrawn and intentional or negligent non disclosure to possible criminal liability.

Assessment of properties undertaken by the bank are to ascertain whether the land and improvements thereon have sufficient apparent value for the property to act as security for the loan granted, and also to assess the replacement value of the improvements for insurance purposes. The assessment is for the Bank's internal purpose only and no warranties whatsoever in respect of the property, its condition, the purchase price or the insurance figure are given or implied in the granting of the loan.

The Bank accepts no liability for any defects whether latent or patent in the property or the sum insured, being either land or improvements as a result of the assessment of the property by the Bank. Where concerns regarding the property exist it is the responsibility of the customer to seek appropriate independent expert advice.

Specified improvements will be insured at replacement cost on Standard Bank Namibia terms and through its Nominated Insurers for the amount stated by you or for the Bank's figure whichever is the higher.

The Bank is authorised to verify any information given on this form.

I/We understand that if a loan is granted by the Bank to me/us, all costs and fees in connection with the drawing up and registration of a bond will be for my/our account.

I/We certify that the information provided in this application is true and correct.

I/We  *agree to all the terms and conditions as stated above.