Personal Overdraft Application
  • Welcome to Standards Banks Personal Overdrafts online application!
  • Remember in-order to apply for an overdraft facility online you would need an existing Standard bank current account.
  • If you do not have an existing Standard bank current account, please click here to apply for a current account
  • or visit your nearest branch to apply for one. To locate your nearest branch, click here.

  • The application process
  • It will take a few minutes to complete the following steps online:

  • Step 1: Accept the Personal overdraft terms and conditions
  • Step 2: Complete your existing current account details
  • Step 3: Complete you loan requirements
  • Step 4: Complete an affordability assessment.
  • Step 5: Complete your Personal Details
  • Step 1:Terms and conditions
  • Before you can submit your application you will need to agree to the terms and conditions below. You will also need to agree to the product terms and conditions. To read a copy of the product terms and conditions click here.

    * I have read, understand and agree to the terms and conditions of the product I am applying for.

    Please read, understand and agree to the terms and conditions of the product I am applying for
    Yes       No

      
    * I consent to you checking my credit record with any credit reference agency. I also consent to you providing credit reference agencies with regular updates about the conduct of my accounts, including the failure to meet the agreed terms and conditions. I also agree that the credit reference agencies may, in turn, make my record and details available to other credit grantors.

    You need to agree to credit checks in order for us to process your online application. If you do not agree, please contact your branch to complete your application
    Yes       No

      
    *I consent to you carrying out identity and fraud prevention checks and sharing information relating to this application through the South African Fraud Prevention Service.

    You need to agree to fraud prevention checks. If you do not agree, please contact your branch to complete your application
    Yes       No

  • Step 2: Existing current account details
  •        Yes        No

    You have to be an existing current account to continue with this application
  •        
    Please provide your Current account number.
  •         Yes       No

    Please tell us if you have recently provided us with proof of your residential address and identification as required by the\nFinancial Intelligence Centre Act
  •          Yes    No  

    Please tell us if you are currently under debt review
  •          Yes    No  

    Please tell us if you are currently under administration order
  •          Yes    No  

    Please tell us if you are currently under sequestration
  •         Yes        No

    Please tell us if you would like the bank to contact you with promotional information?
  • Step 3: Overdraft limit requirements
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  • Step 4: Affordability Assessment
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  • Step 5:Personal Information

  • Please provide your title.

  • Please provide your Initials.

  • Please provide your surname.

  • Please provide your First name

  • You have not entered a correct ID number

  • You have not entered a correct telephone number

  • You have not entered a correct cellphone number


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