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Business Revolving credit plan

BB Revolving Credit Plan product detail banner

Open a line of business credit to use as working capital or bridging finance to expand your operations or make acquisitions

 

 

Some of the benefits

Revolving credit

Re-use your credit facility once you’ve repaid 15% of your original loan amount without having to reapply

Fixed repayments

Manage your business budget by knowing exactly how much you’re repaying every month

Flexible + convenient

Credit is available for as long as you need it and you can make minimum monthly repayments whenever you need to

Improved ratings

Build a positive payment history with us for your business credit report
What you get
  • A cash-flow management tool for your business
  • Access to additional funds in between payments and collections
  • A medium to long-term lending solution that’s available when you need it

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

How it works
  • You need a Standard Bank Business Current Account to qualify
  • Your funds are made available in your account
  • Monthly repayments for capital and interest are fixed
  • Interest is linked to prime
  • Interest rate changes affect your repayment term, not monthly amount
  • The minimum term is 60 months
  • You can revolve* once 15% of your limit is repaid
  • The original term is then extended

*Subject to good credit record

What it costs

See 2024 pricing guide

 

 
How to get it

If you already have a Business Current Account

  • What you get
  • How it works
  • What it costs
  • How to get it
  • A cash-flow management tool for your business
  • Access to additional funds in between payments and collections
  • A medium to long-term lending solution that’s available when you need it

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

  • You need a Standard Bank Business Current Account to qualify
  • Your funds are made available in your account
  • Monthly repayments for capital and interest are fixed
  • Interest is linked to prime
  • Interest rate changes affect your repayment term, not monthly amount
  • The minimum term is 60 months
  • You can revolve* once 15% of your limit is repaid
  • The original term is then extended

*Subject to good credit record

See 2024 pricing guide

 

 

If you already have a Business Current Account