Business financial planning
Your business needs a financial plan for the same reason you plan and protect your personal finances. So it makes sense to guard against the loss of key personnel who are central to the long-term viability of your enterprise.
Business risk assessment
Our financial planners can sit with you to assess the threats to your business from these types of risks and how you can mitigate against potential loss of income and profits.
We will help you create a financial plan that provides the type and level of cover needed by your business.
Protect key personnel
One of the primary pillars of your business risk strategy is the ability to overcome loss of income, profit or contracts should company leaders, shareholders or other key personnel be incapacitated.
By insuring against this threat, you can rest easy that you can continue to cover commitments such as salaries, business mortgages, debt covenants or personal guarantees.
Business risk and mitigation policies are issued in the name of, and paid by, the business. Benefits are therefore paid to your enterprise, which would be in the form of payouts as catered for in the contract.
Want to speak to a financial consultant?
SMS* ‘PLAN’ and your name to 31791, or send us your details and we’ll call you back.
Financial planning services are offered through Standard Bank Financial Consultancy, an authorised financial services provider FSP 3825.