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Become financially literate

Whether you’re planning your next holiday, managing your personal finance, or saving for you and your family’s future needs, we’re here to support you with our tips and guidelines.

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If you have extra time during the COVID-19 lockdown, why not invest in some personal learning? Access a free online digital literacy course and get a certificate upon completion, whether you bank with us or not.

Banking and Borrowing
Which MyMo Account is best for me
How to get a loan via the Banking App

Applying for a personal loan doesn’t have to be a long and tedious process. We’ve made the journey simpler so you can sign into our Banking App and apply online wherever you are.

The new and improved Standard Bank Debit Card
The new and improved Standard Bank Debit Card

Debit cardholders now have access to a range of new and improved features, including a new e-commerce functionality that ensures you can shop online safely.

How to open a bankaccount
How to open a bank account

A bank account is a safe and reliable way to keep your money, and many jobs nowadays require you to have a bank account to receive your salary.

Increase you loan limit
Increase your loan limit online

Do you need to increase your Revolving Loan or Overdraft limit? Easily do it online.

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Personal loans - Frequently asked questions

Have any questions regarding loans? We’ve got the answers you’re looking for.

The Lowdown on counselling
Debt care

We have a number of ways we can help you deal with your debt, whatever the financial situation you find yourself in.

How to get an online loan
How to get an online loan

You can apply for a personal loan from the comfort of your home or office.

5 Types of Personal Laons
5 Types of personal loans

Have a look at our brief guide explaining the various types of personal loans available.

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Financially supporting family abroad? Maybe relatives outside the country send you money? Dealing with money transfers between countries doesn’t have to be daunting. We’re here to make it quick and easy with MoneyGram.

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Bank accounts for Foreign Nationals

Learn how to open a bank account in South Africa, whether you’re a temporary or non-resident.

Student Loan for online learning
Make online learning easier

Need a laptop to join your online classes? We’ve made it easier for you to access the equipment you need with our new Student Loan offering.

Applying for a personal loan

Learn what’s involved in a personal loan application and know what you’re signing up for.

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Improve your chances of getting a loan

7 Tips to improve your chances of getting a loan and avoid the risk of getting rejected.

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Repaying a student loan

Learn how repayment plans work to ensure you pay back your student loan hassle-free.

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Benefits of a student loan

If money is what’s standing in the way of the life and career you want, then a student loan could help you afford your education without stressing about how you’re going to finance it.

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Bringing Instant Money closer to you

We’re partnering with more retailers so that you can send and receive money quickly and conveniently with Standard Bank Instant Money, anywhere in the country.

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Conveniently deposit cash at Pick n Pay and Shoprite

Need to deposit cash into your bank account? Learn more about the convenience of doing it at Pick n Pay or Shoprite tills.

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6 Ways we’ve made banking more affordable

Being in control of your finances means knowing exactly what your money is doing, including understanding any costs or fees associated with your banking accounts and activities so that you can stay on track with your financial goals.

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Varsity vibes

Studying can be expensive, but it doesn’t mean you should miss out on the fun experiences that come with it. Varsity Vibe can help you stretch your money so you can enjoy the perks of student life.

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The ins and outs of personal loans

A personal loan can be a good option to finance that large project or big expense, but it’s important to understand which type of personal loan is best for your situation and how to use it to achieve your financial goals so that you don’t end up being burdened by more debt.

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When to use credit vs personal loan

A credit card and a personal loan are both good credit choices when it comes to financing your needs.

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Which MyMo Account is best for me

Alongside the MyMo Account, we’ve launched the new MyMo Plus Account. Here is a summary of the benefits of both accounts so you can choose the one that best suits your needs.

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A student loan to take you from goal to graduation

Higher education is an investment in your future and a step towards the career and life you want, but it’s also a big financial commitment.

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Use one bank to transact, save and invest with

Having specific accounts for specific purposes is like having the right tool for the right job, and when they’re all housed under the same roof, it could make your money management more effective.

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How does the repo rate affect me?

The repo rate is the rate at which the South African Reserve Bank lends money to commercial banks in South Africa.

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Interest rates, SARS and your tax return

Although we place a lot of trust in our financial experts, it is always good to have a basic understanding of how finance works.

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How to open a bank account

Being able to open a bank account online makes it even simpler and safer to get started.

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How a Professional Banking Account rewards your success

Our Professional Banking Account celebrates the hard work you’ve put in to get to where you are and recognises your potential for getting to where you want to be.

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Shari’ah banking and regular banking: What’s the difference?

Here’s a breakdown of the differences between Shari’ah banking and regular banking.

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Affordable banking made easy with a MyMo Account

When it comes to choosing the right bank account, it’s important that it meets your unique needs and fits into your lifestyle.

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Go for gold with a fixed monthly fee

Get a MyMo Plus Account and enjoy all the benefits of a gold card at a low, fixed monthly fee.

How to use additional home services
How to use our additional home services

Becoming a homeowner is an exhilarating and rewarding experience, but you need to make sure you cover your bases to avoid expensive mistakes. Our additional home services are there to help, providing critical information and putting you in contact with the people you need to know.

Your guide to researching properties
Your guide to researching properties

Whether you’ve found your dream home or you’re still house hunting, you want to know that a property is a good buy at the right price. Doing your homework will help you make a fully informed choice and ensure you’ve made a good financial decision.

How to get vehicle finance
How to get vehicle finance

Finding a new set of wheels is exciting, but securing the finance for it can be less fun. You want to make sure that you’re getting the right type of finance to suit your needs and your circumstances – and make sure that you’re not overpaying and being set back for years to come.

Access Bond: Make Your Home Loan Work
Access bond: What you need to know

With an access bond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.

Buying an Investment Property
Tips for property investment

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

Home Buying Tips for First-Timers
Home buying tips for first-timers

Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.

How to Add Value to Your Home
How to add value to your home

Before you start with major renovations, consider which home improvements will add the most value to your home. Here are some tips on how to increase your property value.

How to Finance a Home Renovation
How to finance your home renovation

Refinancing your home loan is a cost-effective way to finance a home renovation and increase the market value of your home. Here are two options to consider.

Rent vs Buy a Home: Understand the Costs
Rent vs buy a house: Understand the costs

If you’re trying to decide whether to rent vs buy a home, then this handy comparison table will help you to understand the costs to make an informed decision.

Should I Buy a New or Used Car
Should I buy a new or used car?

If you are in the market to buy a car, it’s important to weigh up the pros and cons before deciding on brand new or used.

Tips for Buying a Used Car
Tips for buying a used car

Buying a used vehicle is a great option when shopping on a budget. But there are some precautions to take into account. Here are eight important tips to consider when buying a used car.

Buying your first car
Buying your first car

Buying your first car can be overwhelming. Here are five important budgeting and finance points to consider to ensure your first-time buying experience is seamless.

What are Pension-Backed Home Loans?
Pension-backed home loans: What you need to know

A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.

Buying a home guide and checklist
A guide and step-by-step checklist for buying your first house

Buying a house can be a thrilling achievement. Like all great achievements, however, it requires careful planning and preparation, from calculating your home loan repayments to preparing your home loan application, the process of buying the house itself and making your loan repayments every month.

Get closer to owning a home with FLISP
Get closer to owning a home with FLISP

Owning a home is a life goal for many people, and there are ways for first-time homebuyers to achieve this goal.

Value added services
My Bills
Pay your traffic fines online

Avoid taking time off work to stand in line waiting to pay for traffic fines – just do it online from your home or office.

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Online prepaid services

Top up even when you don’t have airtime or data, send cash or buy lottery tickets using your device, keep items in safe custody, or get your ID or passport in-branch.

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Buy prepaid electricity online

Skip the queues by buying prepaid electricity via any channel you’re registered for.

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How our Escrow service works

Learn how Escrow works to protect both the seller and buyer, and what it costs.

Standard Bank Mobile
7 Reasons to switch to Standard Bank Mobile

With Standard Bank Mobile, we have enhanced our mobile network offering to give our customers more value to stay connected at affordable prices.

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How to improve your digital skills

Advances in technology have changed the way we communicate, interact and work. They’ve also changed how we receive and make sense of information and how we learn, making it essential to be digitally literate with the skills to navigate technology, the internet and life.

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Stay connected at home with Standard Bank Mobile’s Fixed-LTE solutions

Powered by the MTN network, these new plans include a router and are offered on a month-to-month basis, with no long-term contract lock-in.

saving and investing
7 Tips for Searching for a Job
Should you invest in crypto or stocks?

Many people think about cryptocurrency investment in the same way as traditional investment, but they’re vastly different.

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Why it’s important to have a savings account

We all know the importance of saving, but getting started and staying the course can be tough. Having a versatile and convenient savings account that also suits your unique needs takes the stress out of saving.

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PureSave Account: Same product, better features

A savings account is ideal if you want to keep your money for your future needs, but it’s even better when it helps you grow your money and lets you use it for whatever you need today. When you open a PureSave Account, you get the best of both worlds: transacting and shopping today and savings and earning interest for tomorrow.

A Savings Plan for Your Grandchildren's Education
6 Tips to set up an education savings plan

A good education is more valuable than ever. One area where grandparents can make a real difference is with an education savings plan for their grandchildren. This will help to set grandchildren along a path towards becoming financially secure and independent.

How the insurance gap affects you
Savings and investments: A guide to growing your money

Creating wealth is about more than just earning money. While a handsome salary makes it easier to grow your money, it’s not a guarantee or a requirement for financial security. To maintain real financial progress and realise the dreams you have for you and your family, it’s necessary to save and invest your hard-earned cash consistently, so that it can work harder for you.

Wedding Budget and Savings Tips
Wedding budget and savings tips

Weddings can be costly affairs, but with a sound wedding budget and savings plan you could afford your perfect day.

Your Savings Plan for Education
Educational savings plan tips

Education costs have soared over the past few decades and show no sign of slowing down. Start your savings plan for education today to give your children the future they deserve.

4 TIps for Investing Offshore
4 Tips for investing offshore

Offshore investments can be rewarding. If you’re considering moving your money overseas, it’s important to keep certain insights and tips in mind.

Investment Tips for First-Timers
Best investment tips for beginners

By understanding investing basics – and adhering to important investment tips – you can start building a portfolio to achieve the right combination of safety, income, and growth.

A Stock Market Introduction
A stock market introduction

Want to start trading but don’t know much about shares? This stock market introduction guide will help you understand the basics of investing in shares in South Africa.

Tax Free Savings Account FAQs
Frequently asked questions on tax-free savings accounts

With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.

7 Steps for Online Share Trading
6 Steps for online share trading

Thanks to online share trading, anyone with a computer can invest in the stock market. Follow our step-by-step guide on how you can trade online and build your investment portfolio.

Investing Offshore
Investing offshore - Frequently asked questions

While there’s no guarantee that investing offshore will outperform local bets – investing out of the country is considered a key element when it comes to a balanced financial portfolio.

5 Basic Tips to Start Investing
5 Basic tips to start investing

Investing consistently and avoiding financial risks are some of the key factors to bear in mind if you want to be on the right path to investing in your future. Follow our basic tips if you’re an investment beginner.

Online Stock Trading for Beginners
Investment online stock trading for beginners

Investing in the stock market can grow your wealth, and trading on the stock exchange has become simpler. Our guide to online stock trading will give beginners a helpful starting point.

Retail Notes: An Easy Investment Alternative
Retail notes: An easy investment alternative

Simple to understand and inexpensive to buy, retail deposit notes are an option for income-seeking investors.

The Difference Between Saving and Investments
The difference between savings and investments

To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short-, medium- and long-term.

How to Set Up an Emergency Cash Fund
How to Set Up an Emergency Cash Fund

Having the right insurance in place can help you absorb the impact of many of life's little surprises. But insurance alone will not cover all expenses, such as having to pay an excess on a claim or car repairs.

Joining a stokvel
Why you should consider joining a stokvel

The COVID-19 pandemic and subsequent lockdown restrictions have negatively impacted many industries and resulted in over 600 000 jobs lost in the formal sector. It has also highlighted the importance of a community, and forming a stokvel may be the key to mitigating the financial impacts of the pandemic.

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Grow your investment with a tax-free account

Many South Africans may not have the necessary financial literacy to understand the different types of investment products on the market. Tax-free savings accounts offer great returns as a long-term investment and a certain level of flexibility that other types of investment may not have.

How to open a savings or investment account online
How to open a savings or investment account online

Saving and planning for your future is an important part of financial literacy, and you need to find the right account for your specific needs and goals. Whether you are looking to invest in the stock market or put your money in a tax-free savings account , we have a range of competitive and affordable savings and investment accounts designed to help you meet your financial goals.

Fixed Deposit vs Flexi Advantage Account
Investment accounts: Fixed Deposit vs Flexi Advantage Account

Investing your money can be overwhelming if you do not understand the various pros and cons of different types of accounts. We provide you with a variety of options for investing your money on your terms. To help you better understand some of your options, let’s take a look at 2 of our investment accounts.

8 Smart International Travel Tips
8 International travel tips

Travelling to a foreign country is exciting, but it can become very expensive, very quickly. Fortunately, there are easy-to-follow tips to travel for less.

Different Ways to Pay on Holiday
Best ways to make payments on an overseas holiday

Planning an overseas holiday? Why worry about organising currency when we have a range of foreign exchange products to suit your needs?

What You Need to Know About Buying Forex?
Forex buying tips

Planning an international holiday? Don’t forget to buy your forex. Here are a few tips to help when purchasing currency for your next trip.

What does travel insurance cover
What does travel insurance cover

9 Tips for Easy Travel with Kids
9 Tips to make travelling with kids easier

Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.

7 Tips for Searching for a Job
7 Job hunting tips for students and graduates

Searching for a job can be daunting – especially if it’s your first job. These tips will help you prepare your CV and make a good impression in the interview.

Your Career Development Plan
Your career development plan

Whether you’re a recent graduate setting out on a new career path, or have years of experience and you’re looking to advance in your career, it’s important to have a development plan.

Festive season travel tips
Festive season travel tips with Standard Bank

As the world begins to slowly return to a sense of normalcy from the pandemic, many countries have opened their borders to allow international travellers. After a long year of managing the impact of COVID-19 in your personal life, what better time to unwind by taking a trip this festive season.

Do you have the right insurance at the right time?
Why do I need to review my life cover?

As time passes, your life changes and your insurance cover must reflect the new developments.

The Importance of Life Cover
Importance of life cover

Life cover or life insurance is offered by either an insurance company or a financial institution such as a bank.

Car and home insurance
Car and home insurance

It can sometimes feel like a waste of money to pay for car or home insurance, after all, you can never be sure that bad things are even going to happen to either. But it’s important to remember what might happen if they do. If your car transports you to work every day it is an extremely valuable asset, because it assists you in getting to work and earning a living. Similarly, insuring things like laptops and electronics at home can save you a lot of valuable time, money and energy.

Why you need car loan protection insurance?
What you need to know about car loan protection insurance

A car loan protection insurance policy will cover the debt on your vehicle in the event of your death, disability, development of a dread disease or retrenchment.

Life insurance
Different types of insurance

There are various types of insurance for just about every possible event in your life that might need financial assistance.

Types of Life Insurance
Types of life insurance policies

Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.

Life insurance
Importance of life insurance

Life insurance is the most essential type of insurance if you are a breadwinner or have children. The money that is left behind when you pass away can go a significant way to replacing your income for living expenses.

The importance of having insurance
Why is insurance important?

Insurance is about protection. It’s about planning for the unexpected, and although it doesn’t often feel like a priority, it can make a huge difference in times of loss or damage.

Why Building Insurance is a Good Idea
Building insurance benefits

Protect your home from any unforeseen structural damage with building insurance. Here’s a look at what is generally covered in the insurance cover.

Do You Need Funeral Insurance?
What you need to know about funeral cover

Funerals can quickly become costly. With the right funeral plan, you have peace of mind knowing that in the event of your death, being laid to rest will not leave your loved ones burdened with debt.

What is Credit Card Protection?
What you need to know about credit card protection

Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.

Top tips to prepare your home for the rainy season
Top tips to prepare your home for the rainy season

The South African weather service says we can expect the first big rains of the Gauteng rainy season in the third week of September. Highveld thunderstorms are a highlight for many of us signalling the start of the rainy season and the arrival of warmer days and greener scenery.

How the insurance gap affects you
How the insurance gap affects you

South Africans face a combined insurance shortfall of R28,8 trillion.

4 Reasons you should not cancel your life cover
4 Reasons you shouldn't cancel your life cover

Times are tight, and everyone is looking for ways to save. If you've been toying with the idea of cancelling your insurance cover and revisiting it sometime down the line, here are four reasons why you may want to reconsider.

Disability Cover 101
Disability Cover 101

Disability cover is a form of insurance if you become disabled due to illness or injury. There are different types of disability cover available. We’ll specifically be looking at disability cover that pays you a once-off lump sum if you become permanently disabled.

Salary Protection 101
Salary Protection 101

Salary protection may not be as popular as life or disability cover, but it is crucial as insurance if you get ill or injured. This type of cover serves as a safety net for you and your dependents if you can’t work by paying you a percentage of your salary in monthly payments until you can go back to work, or you reach retirement age (if you can’t work again).

A comprehensive guide to insurance products
A comprehensive guide to insurance products

Life is unpredictable, and it is important to make sure that you take the necessary steps to protect and invest in the things that matter to you. The past year has shown us how quickly things can change, whether it be the loss of a job, a loved one, property and assets, or business revenue.

Funeral plans and life cover
Funeral plans and life cover: Why you need both

For many people, the death of a loved one can happen when you least expect it. The COVID-19 pandemic has highlighted how unpredictable life can be.

What is serious illness cover
What you need to know about serious illness cover

Things to know before getting life insurance
4 Things to know before getting life insurance

Are you thinking about getting Life Cover, Disability Cover, Serious Illness Cover or Salary Protection from Standard Bank’s direct life insurance services? Here are a few things you should know:

3 Myths about disability cover
3 Myths about disability cover

Thinking about getting disability cover? If you’ve been looking into this type of insurance, you may have encountered some of the myths surrounding it. Before we explore these myths, let’s start by answering some key questions:

ESTATES AND retirement
What is Estate Planning?
What is estate planning?

Creating a comprehensive estate plan to deal with your assets and provide for your loved ones after your death is an important financial duty. You owe it to yourself and your family to plan for the distribution of your assets upon your death. Here’s why.

The difference between a Will and an estate plan
The difference between a Will and an estate plan

It’s uncomfortable thinking about death and having to put measures in place that deal with what you leave behind. But if you want to ensure your family is taken care of after your death and that your assets are distributed according to your wishes, you need to be prepared.

Deceased Estate Article
Deceased Estates

The loss of a loved one is an intensely emotional experience.
It’s also a time when professional assistance is most needed. Our years of experience and technical expertise will assist you to effectively administer your estate.

Life insurance
Visit our offices

Leave a legacy that lives on Need help? We're here to assist you plan for the most difficult times in your life.

3 Stages of retirement planning

Most people have mixed emotions about retirement. To some, it is the end of their long career of service, but others are more optimistic and see it as the beginning of their golden years when they will have the financial freedom to undertake multiple trips abroad and have one long holiday for the rest of their lives.

Trusts and Estate Planning FAQs
Trust and estate planning FAQs

A Trust can help you ensure that the people you love get the most value from your estate and the assets you’ve worked hard to attain.

6 Tips for Saving Enough for Retirement
6 Tips for saving enough for retirement

Retirement may seem like far away, but saving for retirement now could mean the difference between enjoying life comfortably or battling to survive in your retirement years.

Is a Do-it-Yourself Will a Good Idea?
Risks of writing your own Will

There are hundreds of ‘do-it-yourself’ Will templates available online. But what are the risks of writing your own Will without professional assistance?

Boost Your Retirement Savings, Tax Free
Benefits of tax-free retirement savings

Only 6% of South Africans retire comfortably and can maintain their standard of living. Make use of a Tax-Free Savings Account for retirement to reduce tax payable on your investment.

Saving for Retirement
Saving for retirement

Saving for your retirement is essential and a retirement annuity can help you invest for your future. A retirement annuity also offers additional benefits you may not be aware of.

Winding up an estate when loved one dies
Executing a Will

While most people understand how and why a Will is needed, very few know what happens when it comes to administering and executing a Will in an increasingly complex modern economy.

Living Wills FAQs
Frequently asked questions on Living Wills

Without a Will in place, the state will determine how your property is divided. Here are eight key questions to help you with your Living Will.

The importance of a Will
Importance of a Will

Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case.

Explore Your Savings Options for Retirement
Different savings options for retirement

Pension fund, provident fund or retirement annuity. What are the different savings options for retirement, and which is right for you?

Estate Planning for Women
Estate and succession planning for women

Women running their own businesses must pay special attention to estate planning and matters concerning succession planning.

Compound Interest on Investment for Retirement
Compound interest on retirement investment

Are you leveraging the power of compound interest on your investment for retirement? This simple equation could be the difference between retiring comfortably and just having enough to survive on.

Youth and Kids’ Banking
How to Make Kids Savings Cool
How to make saving cool for kids

Instilling saving habits from an early age will serve your children well for the future. Here are some tips to help your kids save money.

Teaching Kids About Money
How to teach your child the value of money

Teaching your kids about money to help them understand the value of delaying gratification and saving will establish the foundations for a financially fit future.

9 Tips for Easy Travel with Kids
9 Tips to make travelling with kids easier

Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.

The ABCs of banking with a (sum)1 Account
Kick-start your child’s financial education with a (sum)1 Account

Classrooms don’t have to be the only place where kids learn. In fact, the most valuable lessons that kids can learn can be taught at home.

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Finance 101 if you’re under 24

Making smart money moves as a young adult will help you build a healthy financial future, and it starts with taking control of your finances and knowing the dos and don’ts of money.

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Access exclusive student deals and discounts with Varsity Vibe

Life can be expensive, but it doesn’t mean you should miss out on the fun experiences that come with it. Varsity Vibe can help you stretch your money so you can enjoy the perks of student life.

7 Tips for Searching for a Job
7 Job hunting tips for students and graduates

Searching for a job can be daunting – especially if it’s your first job. These tips will help you prepare your CV and make a good impression in the interview.

Value of family chores v2
Learn to work: The value of family chores

In an ideal world, all it would take to get your kids to complete basic household tasks would be a polite request or perhaps an entreaty to their shared sense of family responsibility and duty if they’re being particularly difficult. In the real world, however, most kids require a little more material encouragement to develop a good work ethic and get their chores done.

Family quiz_v2
Family financial planning quiz

They say the family that learns together earns together. Whether you’ve got a household of budding financial gurus or are looking for a good way to get your kids to start thinking about things such as cash flow and credit cards, our family financial planning quiz is a good place to start.

Ucount rewards
Swipe Your Way to Ucount Rewards
Every swipe earns you UCount Rewards Points

Get rewarded with UCount Rewards Points each time you shop, giving you more to spend on what you want. Here’s how to easily earn and redeem your Rewards Points.

4 Smart Ways to Collect UCount Rewards Points
8 steps to earn extra UCount Rewards

As a UCount Rewards member, you get rewarded whenever you swipe your Standard Bank Credit or Debit Card, no matter where or how you use it. That’s a good place to start, but did you know you could earn additional Rewards Points?

7 Tips for Searching for a Job
Redeeming and spending your UCount Rewards Points

Getting rewarded for shopping is great, but the real benefit lies in using those rewards to save you money and help you do more. Your UCount Rewards Points can go a long way if you know how to make the most of them.

managing your money
How the insurance gap affects you
How to improve your financial wellbeing

Your financial wellness is about more than just how much money you make. You don’t have to be a millionaire to be financially healthy, but it does take preparation and practice. Let’s unpack what your financial wellbeing entails and the ways you can improve it.

Financial Planning in Your 20s, 30s, 40s, 50s and 60s
Financial planning tips for different life stages

Whether you’re in your 20s or your 50s, personal financial planning around wealth building and risk cover are critical. Here’s what you should consider at key stages of your adult life.

Manage Expenses with an Overdraft Loan
How does an overdraft work?

Learn more about how overdrafts work and how to use them to manage your expenses effectively.

Do you have the right insurance at the right time?
Understanding the importance of financial literacy

Your financial health is the cornerstone of accomplishing your goals, and to navigate the financial landscape it’s important to be financially literate. Whether it’s spending money on a day-to-day basis or saving for the long-term, getting to your goals involves understanding your money and what it can do.

12 Tips for financial freedom
12 Tips for financial freedom

Our powerful financial freedom tips can help you to budget better, reduce your debt and save money to build your personal wealth.

7 Reasons to Get a Credit Card
7 Reasons to get a credit card

A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.

An Introduction to Unit Trust Investments
Tips to select the best bank accounts

Use our four pointers to ensure you’re choosing the best bank account to meet your personal needs.

Money and marriage tips
Finances in marriage

Become the perfect financial match by letting us help you manage your finances.

5 Steps to Credit Fitness
The advantage of credit cards

Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.

What is a debit order
What you need to know about debit orders

With a debit order in place, you don’t have to worry about having to remember to make essential payments every month.

MasterPass your digital wallet
How Masterpass works

Shopping on your computer, tablet or smartphone has never been easier thanks to Masterpass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.

Manage Expenses with an Overdraft Loan
5 Steps to improve your credit score

Do you have a healthy credit score? If your credit score is bad, the good news is that you can always improve your credit health. Here are five steps to help.

6 Tips for Budgeting for a Baby
6 Tips for budgeting for a baby

There are few things as exciting as having a child - or as expensive. Follow our tips for budgeting for a baby to be financially prepared for the newest member of your family.

5 Benefits of an Overdraft Loan
5 Benefits of an overdraft loan

If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.

5 easy budgeting tips article
5 Budgeting tips that are easy to follow

Get a grip on what you spend each month so you can budget better for your expenses.

Debt consolidation
Budget tips

In the current economy, personal budgeting is more important than ever. If you want financial security, then create a budget and stick to it to ensure you don’t spend what you don’t have.

Important Debt Management Tips
7 Debt management tips

To build wealth and focus on important financial goals, you need to trim down and ultimately eliminate debt. These debt management tips will help you stay in control of your money.

Understanding the basics of credit cards
Understanding the basics of credit cards

There are many good reasons to get a credit card, and choosing the right one for your needs and spending habits can help you achieve your financial goals efficiently and affordably. But it’s important to understand the basics so you can use it wisely, avoid the potential pitfalls and start building good credit.

Types of Life Insurance
4 Reasons why banking should be a family activity

Young children are eager to learn something new every day, and any amount of time that you spend creating positive experiences with your children is time well spent.

Festive season travel tips
Year-end budgeting tips with Standard Bank

The end of the year is a great time to do a review of your finances to prepare for the coming year. It’s okay to admit that you may not have made the best financial decisions this year, but when you know better, you do better, and the new year is an opportunity to start on a clean slate.

Millionaire traits v2
6 Characteristics of millionaires

There’s no secret formula to becoming a millionaire, but thinking like one is a good place to start. While everyone has dreams and aspirations, millionaires in the making take steps to realise them.

Self-service banking and payments
10 benefits of downloading our app
Keeping you updated on systems outages

Unfortunately, from time to time, unplanned systems outages and technical problems can occur, which could lead to certain Standard Bank functionalities being temporarily unavailable. While we always strive to resolve these issues as soon as we can, we understand that it can be difficult and frustrating for you.

How international payments work
How self-service banking makes life better

Being able to do your banking from wherever you like and whenever you want makes handling your finances easier. With our range of self-service banking options, you can manage your money your way.

Which MyMo Account is best for me
10 Benefits to using our app

Wherever you are or wherever you’re going, banking has never been this easy and convenient. With your Standard Bank App, it only takes reaching into your pocket to fulfil your every banking need.

Add on store image
How to customise your Banking App with Add-on Store

Personalisation plays a big part in simplifying our lives - think Netflix and Showmax suggestions. To help simplify your life even more, we have launched an innovative Add-on Store so you can personalise the way you bank on your app.

Cash free payments
Cash-free payments

Standard Bank’s advanced new range of payment options mean you can pay for goods and services more safely and cleanly than ever before.

How to pay bills online
How to pay your bills online

Our Internet Banking portal makes managing your bills easier than ever before. You can not only make payments directly from your own browser, you can also check which bills are still outstanding and even help out a relative by paying on their behalf.

How to stop debit orders
How to stop debit orders

Debit orders are a great convenience, but things can go wrong. If that happens, these simple steps will help you cancel any debit order.

Tap to pay methods
4 Different ways to Tap and Pay

Contactless payments are not only more hygienic; it’s also faster, more secure and convenient. Discover the various ways in which you can use your Standard Bank Credit Card to Tap to Pay.

How international payments work
How international payments work

The process of sending money overseas or receiving payments from foreign partners works a little differently from a local EFT payment; but can still be processed simply and within a few business days.

7 Tips for Searching for a Job
How to make online payments

Online payments are not only faster than manual payments, it is also safer and more convenient. With Standard Bank, you can easily pay your beneficiaries or make once-off payments through Internet Banking.

Instant Money article
Bringing Instant Money closer to you

We’re partnering with more retailers so that you can send and receive money quickly and conveniently with Standard Bank Instant Money, anywhere in the country.

Repaying a student loan the easy way
Create a prepaid virtual card and shop online like a pro

If you enjoy online shopping or you’re looking to manage your spending in a way that’s more flexible to your needs, using a prepaid virtual card makes life a little easier while protecting your information online.

Why it’s important to have a savings account image
Manage your debt with the new Balance Transfer feature

Managing multiple loans and credit card accounts across different banks can be overwhelming, which is why we have launched the Balance Transfer feature on our Banking App to provide you with an easier way to do this.