South Africa
Sign in
Keep moving

Car financing

Calculate your affordability and apply for the loan you need for a new or pre-owned car, motorbike, boat, caravan or microlight.

Some of the benefits

Great rates

Get a personalised interest rate that’s fairly based on your affordability

Lease or buy

Choose to own or return your vehicle on your last payment, or keep your options open


Choose to repay your loan at a pace that suits your income and lifestyle


Manage repayments and request settlement quotes using our mobile banking app
Learn more about buying a car
VAF_Content Tile
Buy a car in 7 steps

Take the stress out of buying a car by letting us guide you, step by step, through the process.

General Mobile Banking Placeholder_ContentTile General Mobile Banking Placeholder_ContentTile
Compare your finance options

Instalment sale or financial lease? Know the terms that apply at the end of your contract.

PER Insurance Vehicle and Asset Insurance Content Tile
Get insurance

Protect yourself from loss or damage, and secure the amount you still owe on your car.

Buying pre-owned?

For low prices on pre-owned cars in our care, you can search for the make and model you want by price and mileage.

Vehicle finance top up insurance content tile
Check pre-owned values

It’s always worth getting an objective TransUnion report on the value of any car you’re interested in.

Learn more about Borrowing
What are Pension-Backed Home Loans?
What are pension-backed housing loans?

A pension-backed housing loan (as per the Pensions's Fund Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.

home loans
Access Bond: Make Your Home Loan Work
Access bond: Make your home loan work

With an access bond facility on your home loan, you won’t have to take out a personal loan to cover those surprise expenses.

home loans
Buying an Investment Property
Buying an investment property

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

Home Buying Tips for First-Timers
Home buying tips for first-timers

Buying your first home is exciting, but it can also be little scary. Make sure your joy is not overshadowed by concerns about debt with these home buying tips.

We also offer
PER Insurance Dent and Scratch Product Detail
Dent & Scratch

Get competitive cover for repairs to minor dents and scratches, paint chips and tar damage to keep your car in showroom condition.

PER Insurance Vehicle and Asset Finance Shortfall Cover
Car finance shortfall cover

Make sure you're covered for the difference between your comprehensive insurance payout and the amount you still owe on your car or motorbike if it's stolen or written off.

Get the Standard Bank App

Already banking with us? Try the mobile banking app. It’s great for things like…

  • Calculating and managing repayments
  • Requesting settlement quotes
  • Getting cross-border letters

Get it now and don’t spend another cent on data*, no matter which network you’re on.

*Network costs apply only to downloading the app