South Africa
Property Inspection
Whether you're buying or selling or want to keep your home in good condition, you'll need a property inspection report to understand areas that may need attention. Request a property inspection report, and for a limited time, we'll refund you the cost of the inspection when you take up a bond from Standard Bank.
SOME OF THE BENEFITS
Buying a home?
A significant reason house insurance claims get rejected is due to bad workmanship or lack of maintenance. Getting a property inspection before purchasing your home could save you from unforeseen expenses. It also costs less than you might think.
Selling a home?
A property inspection is one of the best ways to know what you'll need to repair to get the best price when selling. We can also estimate the market value for you.
Maintaining your home?
We can help you maintain your home so that it retains its value and you avoid potential claims rejection. We can also let you know whether your home is over or under-insured.
What you get
A property inspection report that includes:
- A detailed list of repairs you'll need to do
- An estimated cost of the repairs
- An estimated replacement value (your insurer will request this)
Please note that property inspections are not applicable for the following:
- New constructions or Building loans
- Vacant land loans
- Bond re-advances
- Bond switching
Standard Insurance Limited (Reg. No. 1993/007593/06) (“SIL”) is a short-term insurance company and an authorised financial services provider (FSP 33348). SIL is part of the Standard Bank Group.
What is excluded
The following are key exclusions or services not provided:
- Identification of roof, wall and other leaks that may only occur under unusual conditions
- Review of the inner workings of mechanical items, e.g., heating, ventilation and air-conditioning
- Review of the underground or inside-wall-or-slab pipes, drains or foundations
- Review of the safety and compliance of electrical installations (a certificate of compliance is required)
- Review of the safety and compliance of gas installations (a certificate of compliance is required)
- Review of the safety and compliance of electric fence installations (a certificate of compliance is required)
- Review of the working condition, functionality or usability of any security alarm installation
- Review of subsidence or landslip risk (a soil engineering report is required)
- Review of any other area or aspect of a property that may be required by law to be certified
- Identification of any hidden defects
(Please refer to T&Cs for the complete list of exclusions)
What it costs
The cost of a property inspection is between R2 000 and R3 500, depending on the property's size.
How to get it
- Click on the "Request a Service" button above.
- Complete the information requested and be sure to read the "terms and conditions".
- We will send you a personalised quotation for this service
- If you would like to proceed, you need to make the payment into the account indicated in the quotation.
- Get the property owner to complete a "consent form" permitting us to do the property inspection. This form is emailed to you with the quotation.
- Once we've received payment and the consent form, one of our service providers will contact the owner (or agent) within one business day to schedule the property inspection.
- Once the inspection is completed, you'll receive the report within three business days.
For any questions, please send us an email to [email protected]
Currently, this service is only available to existing or prospective Standard Bank home loan clients in the process of taking up a home loan from Standard Bank.
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What you get
-
What is excluded
-
What it costs
-
How to get it
A property inspection report that includes:
- A detailed list of repairs you'll need to do
- An estimated cost of the repairs
- An estimated replacement value (your insurer will request this)
Please note that property inspections are not applicable for the following:
- New constructions or Building loans
- Vacant land loans
- Bond re-advances
- Bond switching
Standard Insurance Limited (Reg. No. 1993/007593/06) (“SIL”) is a short-term insurance company and an authorised financial services provider (FSP 33348). SIL is part of the Standard Bank Group.
The following are key exclusions or services not provided:
- Identification of roof, wall and other leaks that may only occur under unusual conditions
- Review of the inner workings of mechanical items, e.g., heating, ventilation and air-conditioning
- Review of the underground or inside-wall-or-slab pipes, drains or foundations
- Review of the safety and compliance of electrical installations (a certificate of compliance is required)
- Review of the safety and compliance of gas installations (a certificate of compliance is required)
- Review of the safety and compliance of electric fence installations (a certificate of compliance is required)
- Review of the working condition, functionality or usability of any security alarm installation
- Review of subsidence or landslip risk (a soil engineering report is required)
- Review of any other area or aspect of a property that may be required by law to be certified
- Identification of any hidden defects
(Please refer to T&Cs for the complete list of exclusions)
The cost of a property inspection is between R2 000 and R3 500, depending on the property's size.
- Click on the "Request a Service" button above.
- Complete the information requested and be sure to read the "terms and conditions".
- We will send you a personalised quotation for this service
- If you would like to proceed, you need to make the payment into the account indicated in the quotation.
- Get the property owner to complete a "consent form" permitting us to do the property inspection. This form is emailed to you with the quotation.
- Once we've received payment and the consent form, one of our service providers will contact the owner (or agent) within one business day to schedule the property inspection.
- Once the inspection is completed, you'll receive the report within three business days.
For any questions, please send us an email to [email protected]
Currently, this service is only available to existing or prospective Standard Bank home loan clients in the process of taking up a home loan from Standard Bank.