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Making payments 16 March 2020

Sending money overseas

Learn how to send money to someone overseas
Step 1

To begin, go to your home screen and select Transact.

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Step 2

Next, select Pay.

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Step 3

Now select Overseas payment.

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Step 4

Here you can select whether you want to Pay a person, Pay a company, or Fund your Standard Bank offshore account if you have one.

In this case, select Pay a person

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Step 5

Next, review the guidance on how international payments work. 

When you're ready, select CONTINUE.

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Step 6

To begin, select from which of your accounts you want to make an international payment.

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Step 7

Now select the account from which you want to pay. 

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Step 8

Select a currency and enter the amount you want to pay.

Next you need to choose whether you or the recipient will pay the bank fees for this transaction.

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Step 9

In this case, select I'll pay and return to the your payment details screen.

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Step 10

Once you have completed all your payment details, click on CALCULATE.

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Step 11

Now you'll see an estimate of the total amount you'll pay, which includes SWIFT, commission and bank fees. 

When you're ready, select CONTINUE.

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Step 12

Enter the beneficiary's personal and bank details.  Make sure you have the IBAN or SWIFT codes ready.

When you're ready, select CONTINUE.

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Step 13

Next, review the Reason for Payment declaration.

You now need to select your reason for your payment.

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Step 14

Now select a reason for payment (you may also need to add additional details), and return to the your previous screen.

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Step 15

When ready, select CONTINUE.

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Step 16

Enter the one-time PIN (OTP) we'll send to you. You'll still have a chance to review your payment before you finalise it.

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Step 17

Make sure all the payment details are correct, then select CONFIRM.

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Step 18

All done! 

Be sure to keep an eye on your payment's status, which will change as your payment is processed.

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Sending money overseas