Back to Investments
Fixed Deposit Account

Fixed Deposit Account

The safe and reliable investment option


  • Fixed interest rates and guaranteed returns
  • Invest a lump sum for future business goals

R1 000 minimum opening deposit

Call me back

About a Fixed Deposit Account

How it works

How it works

  • With a minimum R1 000 deposit, you can begin the journey of investing towards your business goals over a fixed term
  • Provides a competitive interest rate of up to 9.55%
  • No additional deposits or withdrawals over the investment term, however you can open multiple accounts
  • The interest rate won’t change for the duration of the investment term
  • Interest can be paid monthly, quarterly, annually, or at maturity
  • Set a maturity date of up to 5 years to match your investment goals
  • Invested capital is guaranteed
What you get

What it costs

  • There are no additional fees, unless you make a cash deposit

Interest rates

Investment term Balances below R10 000 Balances R10 000 to R99 999
Interest monthly Interest at maturity Interest monthly Interest at maturity
33 days to under 3 months 5.55% 5.55% 6.55% 6.55%
3 months to under 6 months 5.80% 5.85% 6.80% 6.85%
6 months to under 12 months 6.15% 6.25% 7.15% 7.25%
12 months to under 18 months 6.30% 6.55% 7.30% 7.55%
18 months to under 24 months 6.50% 6.90% 7.50% 7.90%
24 months to under 36 months 6.58% 7.15% 7.58% 8.15%
36 months to under 48 months 6.85% 7.80% 7.85% 8.80%
48 months to 60 months 7.10% 8.55% 8.10% 9.55%

Interest rates for balances over R100 000 for any of the above terms can be provided on application.

What this means for you

  • You can be confident that your interest rate is fixed for the full term of your investment
  • If you want to invest towards different business goals, you can choose to have more than one fixed deposit account

Call me back to open a Fixed Deposit Account

Call me back