About AccessAccount

How to qualify

  • You are 16 years of age or older
  • You are South African citizen or temporary resident with a permit


  • Convenient banking at AccessPoints in your community
  • Get a debit card with a built-in chip for added security
  • Free cell phone banking – no airtime needed to make transactions

What it costs

What you'll need

  • Your ID book
  • Proof of home address
  • A residency permit (for foreign nationals staying in South Africa)
  • Use your debit card to pay, and withdraw or deposit cash at till points
  • Upgrading to AccessAccount Plus offers more added benefits, including
    • Unlimited card swipes
    • Unlimited cash back at till points
    • Unlimited pre-paid electricity recharges at Standard Bank ATMs and via cell phone banking
    • Unlimited transfers to other Standard Bank account holders
  • 4 free Standard Bank ATM withdrawals
  • 2 ATM deposits
  • R 2 000 death benefit
  • Start banking with your cell phone by dialling *120*2345#