Consolidator Current Account

Simple finance management with peace of mind for over-55s.

Yours if you earn
R 8 000
Monthly fee
R 45

About Consolidator Current Account

How to qualify

  • You are over 55 years old
    AND
  • You have a gross monthly income of R 8 000 or more
    OR
  • You have a savings and investment account balance of at least R 5 000

Features and benefits

  • Free, unlimited electronic transactions, including purchases, debit orders, electronic account payments and electronic inter-account transfers
  • Get a Gold Visa or MasterCard cheque card for local and international purchases
  • Include an overdraft if you need quick access to cash
  • Free Travel Wallet card with no activation, loading or reloading fees – as well as free delivery of your foreign currency
  • Free foreign exchange delivery to an approved business address in Gauteng, Cape Town, Durban and Pietermaritzburg
  • Safe and easy payments with SnapScan, MasterPass and Instant Money
  • 24/7 self-service banking using the Standard Bank App, online banking, Cellphone banking (*120* 2345#) or ATM
  • Collect UCount rewards points each time you swipe to purchase and spend your rewards at UCount Online Mall

What it costs

  • Fixed monthly fee (Consolidator Plus)  ̶  Pay a single monthly management fee for a fixed number of transactions and services
  • Pay as you transact  ̶  Pay for each transaction, and a minimum monthly service fee
  • Rebate  ̶  We will refund a portion of your service fees if you keep a specified daily minimum balance in your account for a calendar month
  • Consolidator pricing (PDF)

How to apply

  • Apply online
  • Visit your nearest Standard Bank branch

What you'll need

  • Your ID book or passport for foreign nationals
  • Proof of home address (up to three months old)
  • A residency permit (for foreign nationals staying in South Africa)
  • No annual card fees on your Gold Credit Card and Gold Cheque Card on the Consolidator Plus Option
  • Apply for a credit card with a negotiable limit
  • Convenient 24-hour banking at any of our ATMs and AutoPlus machines – or in the comfort of your home with our telephone, cellphone and Internet Banking services
  • Excellent rates on a range of savings and investment accounts like 32–Day Notice Deposits and Fixed Deposits
  • Additional 0.5% interest if you invest in a Fixed Deposit of under R 100 000 for 12 months or longer
  • Get a discount on personal insurance premiums if you are not already a Standard Bank Insurance Brokers customer
  • Free will drafting and reviewing

Apply for a Consolidator current account

Apply Online

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