About Prestige Banking


How to qualify

  • You earn a minimum gross monthly income of R 25 000 or more
    OR
  • You have a 3-year undergraduate degree with honours or higher, earn a gross monthly income of R 5 000 or more, and are 30 years old or younger

Features and benefits

  • Dedicated support from our team of Prestige Bankers
  • Apply for a home loan, personal loan or vehicle finance by meeting with your branch Prestige Banker
  • Expert advice from financial planning consultants
  • Get an overdraft at a preferential rate
  • Simple day-to-day transactions with your Titanium Cheque Card
  • Pay no transaction fees on cheque card purchases and get free travel insurance when traveling abroad
  • 24/7 self-service banking using the Standard Bank App, online banking, cell phone banking (*120* 2345#) or ATM
  • Prepaid airtime, data and electricity recharges using these self-service channels
  • Collect UCount rewards points each time you swipe to purchase and spend your rewards at participating stores or our UCount Online Mall

What it costs

  • Fixed monthly fee (Prestige Plus) - Pay a single monthly management fee for a fixed number of transactions and services Prepaid airtime, data and electricity recharges using these self-service channels
  • Pay as you transact - Pay for each transaction, and a minimum monthly service fee. We will refund a portion of your service fees if you keep a specified daily minimum balance in your account for a calendar month
  • Prestige Banking pricing (PDF)

How to apply

  • Visit your nearest Standard Bank branch

What you'll need

  • Your ID book or passport for foreign nationals
  • Your last payslip or proof of income (up to three months old)
  • Proof of home address (up to three months old)
  • Proof of your degree or results sheet (if applicable)
  • A residency permit (for foreign nationals staying in South Africa)