Travel Insurance
Make sure you and your family have peace of mind when you travel

Travel Insurance

No unexpected surprises

Guarantee your families safety

Security in case of an emergency

Exclusions


  • War and terrorism (there is limited terrorism cover under optional cover);
  • Nuclear, biological or chemical contamination;
  • Engaging in occupational activities underground or requiring the use of explosives;
  • Wilful or deliberate exposure to danger (except in an attempt to save human life), intentional self inflicted injury, suicide or attempt thereat;
  • Deliberate violation of criminal law;
  • Travelling by air except as a passenger on a legally licensed aircraft or where the Insured Person is acting as part of the aircraft crew;
  • Mental disorders;
  • Pregnancy or childbirth of the Insured Person (except for an unexpected medical complication or emergency occurring during the first 26 weeks of the pregnancy);
  • Sexually transmitted diseases and the conditions commonly known as AIDS or HIV and/or any related illness or condition including derivatives or variations thereof, howsoever acquired or caused;
  • Chronic fatigue syndrome or mylagic encephalomyelitis (M. E.) (anticardiolipin antibody positivity) or the illness commonly referred to as yuppie flu;
  • Non-adherence to medical advice;
  • An insured person being under the influence of alcohol, drugs or narcotics;
  • Any Pre-existing medical condition;
  • Any cardiac or cardio vascular or vascular or cerebra vascular illness or conditions or sequelae thereof or complications that, in the opinion of a Medical Practitioner appointed by the Company, can reasonably be related thereto, if the Insured Person has received medical advice or treatment (including medication) for hypertension 12 months prior to the commencement of the Insured Journey;
  • An Insured Person travelling against medical advice or to seek medical attention or advice or with a terminal condition which was diagnosed prior to the Insured Journey or when he is unfit to do so;
  • Any cardiac or cardio vascular or vascular or cerebra vascular illness or conditions or sequelae thereof or complications that, in the opinion of a Medical Practitioner appointed by the Company, can reasonably be related thereto, for persons over the age of 70 years;
  • Employment involving Manual Labour, other than whilst off duty;
  • Undertaking employment on a permanent or contract basis which is not casual, other than whilst on a leisure trip;
  • Participating in any sport as a professional player;
  • School sports;
  • Any hazardous pursuits, sports or activities which introduce or increase the possibility of a loss;
  • Consequential loss of any kind or financial loss and/or expense not otherwise specifically covered;
  • Default or insolvency of the carrier;
  • The insured person's intention to emigrate.

 

Premiums


Premiums Effective from 1 January 2017

Consumer Rates

  • INTERNATIONAL INCLUDING PRE-EXISTING MEDICAL CONDITIONS COVER
Per trip: 1 - 30 days R740 R805 R910
Per trip: 31 - 90 days R1 220 R1315 R1 425
Per trip: 91 - 180 day R2 590 R2 845 R 3145
Mandate: 1 to 90 days R665 R725 R820

 

LOCAL COVER LOCAL RATES
Per trip: 1 - 30 days R300
Per trip: 31 - 90 days R470
SENIORS LOCAL INTERNATIONAL
Per trip: 1 - 30 days R1330 R1330
Per trip: 31 - 90 days R1 960 R1 960

Corporate Rates

  • INTERNATIONAL INCLUDING PRE-EXISTING MEDICAL CONDITIONS COVER
Per trip: 1 - 30 days R735 R910 R1 020
Per trip: 31 - 90 days R1 215 R1 425 R1 590
Per trip: 91 - 180 days R2 570 R3 130 R3 505
Mandate: 1 to 90 days R660 R820 R920
  • CORPORATE LOCAL COVER
LOCAL RATES
Per trip: 1 - 30 days R300
Per trip: 31 - 90 days R470
  • CORPORATE SENIORS COVER
LOCAL INTERNATIONAL
Per trip: 1 - 30 days R1 320 R1 320
Per trip: 31 - 90 days R1 950 R1 950

How do I get travel insurance ?

  1. 1. Complete the call me back form and a consultant will call you back

    Call Me Back
  2. 2. Call the Travel insurance contact centre for assistance

    0861 114 494

How do I submit a claim?

  1. You can claim by:
    Travel Insurance Claims Helpline
    011 525 3101
Standard Bank Insurance Brokers (Pty) Ltd (“SBIB”) is an authorised financial services provider FSP 224. SBIB is a group company of The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06), an authorised financial services and registered credit provider (NCRCP15). Moving Forward is a trademark of The Standard Bank of South Africa Limited.