South Africa
Personal
Business
Wealth
Get a tax-free account for R250
Make a minimum deposit of R250 in your tax-free investment and start earning interest of up to 8.25%.

Savings and investment accounts

Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.



Some of the benefits of our Savings and Investment Products

Competitive rates

Choose from a range of accounts offering guaranteed returns

Flexible terms

Invest in lump sums or multiple deposits, with fixed or linked rates

Capital guaranteed

Know that your contributions will never be at risk of loss

No monthly fees

Pay no management fees when you maintain the minimum balance
See which account suits you best

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Learn more about GROWING your money
Investing
The Difference Between Saving and Investments
The difference between savings and investments

You need to save and invest to provide for the life of your dreams. Saving and investing has different purposes but both are important to ensure you reach your short, medium and long-term financial goals.

Savings and investments
Boost Your Retirement Savings, Tax Free
Benefits of tax-free retirement account

People’s retirement needs vary greatly, but everyone will need to cover their basic living expenses. To pay for life’s expenses during your retirement – and maybe have some fun along the way – you need to set money aside now, and allow that money to grow so that you have sufficient income in your twilight years.

Savings and investments
Tax Free Savings Account FAQs
Frequently asked questions on tax-free accounts

With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.

We also offer
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Day-to-day banking

Apply online for a bank account that offers great value and benefits designed to simplify your life.

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Get it on credit

Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.