Cellphone banking

Simple and fast banking from your cellphone

What is cellphone banking?

You can do your day-to-day banking on any cellphone, simply by selecting options from a menu. Cellphone banking is quick, convenient and available 24/7. Best of all, there are no monthly service fees – you only pay for network charges.

How do I get it?

  • All you need to access cellphone banking is your card number and the customer-selected PIN you use for online banking
  • Call *120*2345# to get started

 
Is it secure?

  • Yes, very. No banking information is stored on your phone. Even if your phone is stolen, no one will be able to transact using your details


What can I do with cellphone banking?

  • Buy airtime, data or prepaid for yourself and anyone else
  • Pay anyone who banks with Standard Bank, using their cellphone number
  • Send Instant Money to anyone with a cellphone in South Africa
  • Check your account balances
  • Transfer money between your Standard Bank accounts
  • Pay your beneficiaries
  • Make once-off payments
  • Play Lotto

 
What are the costs?

  • No monthly service fee
  • For *120*2345# network charges apply
  • Free on *130*2345# for airtime and data top-ups. You can buy up to R 500 prepaid airtime a day

 
Get rewarded

  • Make 3 or more cellphone banking transactions a month to earn 50 UCount Rewards points
  • Use your Rewards points to buy stuff from our online mall, or plan your next holiday via the travel mall

 
More info

Login or Register

Select your online banking platform

Standard Bank App