Cellphone banking

Express Banking for your lifestyle

Banking on-the-go has never been easier, access Cellphone Banking by dialling *120*2345# and logon or register via any cellphone using your card number and a customer selected PIN.
Safe & Secure Banking Ensuring Peace of Mind

No banking information is stored on your phone and encryption ensures that you are secure whilst transacting – even if your phone is stolen, no one will be able to access your banking through this service.


If you initiate 3 transactions a month, you will earn 50 rewards points monthly, provided that you are registered for UCount Rewards. T&C’s Apply.

Cellphone Banking Benefits:

  • Instant Money Wallet
  • Access to Prepaid Services
  • Lotto (Coming Soon)
  • Payments & Transfers
  • Account Balances
  • Safe & secure banking
  • Available 24/7
  • Usable on any cellphone
  • Low network charges
  • No monthly subscription fee

How to Get Started:

Simply dial the following USSD code:

  • *120*2345# for general banking, Instant-Money, apply for a personal loan offering or find an AccessPoint locator.
  • *130*2345# for the quick prepaid top-up service.

There is no network cost when using the quick top-up option because you do not need airtime to make the purchase. *130*2345# is specifically for airtime recharge and prepaid electricity and you will not incur any network charges when you dial it.
Please note: Network charges apply – your service provider will charge for the amount of information sent to and from your cellphone. These charges are low but are set by your network.

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Standard Bank App