South Africa
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As you prefer

Innovative payment solutions

Once you’ve opened your account with us, you’re free to do your banking through any digital channel or device you prefer…

Some of the benefits

Free subscriptions

Pay no monthly fees to do your banking online, on the phone or at our ATMs

Security and control

Manage your money and accounts securely on your choice of digital channel

Anytime, anywhere

Do what you need to, whenever you want, wherever you are

Simple value-adds

Send money, pay your water and lights, and get your Smart ID or passport the easy way
Make payments or send money
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Tap your phone with Samsung Pay

Just tap your phone to pay at the till, with the Samsung Pay app for secure payments using compatible Samsung Galaxy smartphones.

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Pay with your phone using SnapScan

Use your smartphone to pay for goods and services in a snap!

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Shop online with Masterpass

Shop online from any device with a secure digital wallet service.

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Tap-to-pay at till points

Spend less time at the till by simply tapping your bank or credit card against the teller’s card device.

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Send Instant Money

Send cash quickly and safely to anyone in SA for PIN-controlled cardless collection at our ATMs or retail partners.

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Virtual Card

A virtual card is a completely digital bank card you can use to shop online and load on your favourite mobile apps. It allows you to make payments and purchase online without having to use your credit or debit card details

international travel
Different Ways to Pay on Holiday
Best ways to pay on holiday

Planning an overseas holiday? Why worry about organising currency when there’s a range of foreign exchange products to suit your needs?

managing your money
MasterPass your digital wallet
MasterPass: your digital wallet

Shopping on your computer, tablet or smartphone has never been easier thanks to MasterPass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.

Banking safely
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Kidz Banking app

Get the app for under-16s, that brings their (sum)1 account to life by helping them learn to earn and save up their money.

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Shyft Global Wallet

Get forex in a flash, download our award-winning Shyft Forex app to buy, send and store foreign currency instantly on your mobile phone or tablet.