Need help?
Personal Accident Plan
Get personal accident cover and give your family the financial security of a lump-sum payout in the event of accidental death or permanent disability.
Some of the benefits
Global cover
You're covered worldwide 24/7 even when you go on holiday
No medical
Acceptance is guaranteed, and there’s no need for a medical exam
For the whole family
Cover yourself, your family members and domestic employees
Cover options
Choose from different cover amounts. Get R100 000 from just R40 per month
What’s covered
- Permanent disability up to R1.5 million
- Accidental death up to R1.5 million
- Travelling as a fare-paying passenger in registered public transport
- Domestic employee cover of up to R30 000
See our underwriters
Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06).
Exclusions
We do not cover death or permanent disability resulting from an accident that occurs under the following circumstances:
- Where the insured person is directly or indirectly involved in any unlawful or criminal activity.
- Where the claim is related to pre-existing physical conditions, medical conditions, or illnesses.
- Where the accident occurred before the start date of the policy cover.
- Where the insured person is engaged in illegal activities, including but not limited to:
- Driving without a valid driver’s licence.
- Operating a vehicle while the blood alcohol level exceeds the legal limit.
What it costs
- Premiums depend on the amount of cover you choose
- There’s a 31-day, no-obligation period to cancel your policy
- Cover is available for you, your spouse(s)/partner(s), your children, or your whole family
*Other general and specific exclusions in this Personal Accident Insurance section apply to all these options.
What is a spouse or partner?
A spouse or partner is a husband, wife, legal partner or a long-term romantic partner whom you have lived with permanently and continuously in the same household for at least six months. Your spouse(s)/partner(s) must be named in the policy schedule.
How to claim
- Call us on 0860 123 999
- Detailed information on submitting claims can be found in your policy documents
How to get it
- Get a quote online
- Email us on [email protected]
- Call us 0860 123 999
-
What’s covered
-
Exclusions
-
What it costs
-
How to claim
-
How to get it
- Permanent disability up to R1.5 million
- Accidental death up to R1.5 million
- Travelling as a fare-paying passenger in registered public transport
- Domestic employee cover of up to R30 000
See our underwriters
Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06).
We do not cover death or permanent disability resulting from an accident that occurs under the following circumstances:
- Where the insured person is directly or indirectly involved in any unlawful or criminal activity.
- Where the claim is related to pre-existing physical conditions, medical conditions, or illnesses.
- Where the accident occurred before the start date of the policy cover.
- Where the insured person is engaged in illegal activities, including but not limited to:
- Driving without a valid driver’s licence.
- Operating a vehicle while the blood alcohol level exceeds the legal limit.
- Premiums depend on the amount of cover you choose
- There’s a 31-day, no-obligation period to cancel your policy
- Cover is available for you, your spouse(s)/partner(s), your children, or your whole family
*Other general and specific exclusions in this Personal Accident Insurance section apply to all these options.
What is a spouse or partner?
A spouse or partner is a husband, wife, legal partner or a long-term romantic partner whom you have lived with permanently and continuously in the same household for at least six months. Your spouse(s)/partner(s) must be named in the policy schedule.
- Call us on 0860 123 999
- Detailed information on submitting claims can be found in your policy documents
- Get a quote online
- Email us on [email protected]
- Call us 0860 123 999
Learn more
Funeral insurance
What you need to know about funeral cover
Funerals can be costly, and without the right funeral plan in place, you might leave your loved ones burdened with debt in the event of your death.
Insurance
Types of life insurance policies
Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.
We also offer
Life cover
Apply for the amount of cover you will need to keep your family financially sound if something happens to you.
Credit card protection plan
Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.