Terms and Conditions Information
Get detailed information about the terms and conditions of the products and services that we offer.
Products and services
Bank accounts
Credit card
- Card Benefits terms and conditions
- Commercial Credit Card terms and conditions
- Credit Cards General terms and conditions
- Credit Card Promotional competition
- Credit Card Protection Plan terms and conditions (Mandatory Cover on Gold Credit Cards)
- Credit Card Protection Plan terms and conditions (Voluntary Cover)
- Virtual Credit Card terms and conditions
Lending
Vehicle and Asset Finance
- Value-Added Product Offering Brochure
- Statutory Disclosure in terms of the Financial Advisory and Intermediary Services (FAIS) Act
- Dents and Scratch Touch-Up and Credit Shortfall/Top-Up Cover
- Vehicle and Asset Finance Protection Plan - Business
- Vehicle and Asset Finance Protection Plan - Personal
- Commercial Asset Shortfall Insurance
- Commercial Warranty
Home Services
Fiduciary
Promotions
Bank accounts promotions
- 1Voucher Level Up Competition
- Digital Banking Trivia Competition
- Instant Money Mondays Competition
- MTN Super Recharge Competition
- Mymo and Access Account Terms and Conditions
- MyMo and Access Stand a chance win up to R8000
- MyMo Mondays and Varsity Vibe Competition
- NetFlorist December 2025 Promotional Offer
- Private Banking VAF Offer
- Private Bank Upgrade
- Promotion R100 KFC and Shoprite Vouchers with your MyMo, Achieva, Access and Consolidator account
- Shoprite & Checkers and UCount Rewards Acquisition Competition
- Stand a chance to win a R5000 Shoprite Voucher with your MyMo, Achieva, Access and Consolidator account
- Standard Bank Connect Black Friday Device Competition
- Standard Bank Connect Black Friday SIM Deals Promotional Offer
- Standard Bank Connect Private Promise Promotional Offer
- Standard Bank Connect Private Promise Promotional Offer FAQs
- Standard Bank Prestige – 2024 Unu Promo
- Standard Bank Private & Melvill & Moon Promotional Offer
- Standard Bank Private – Seniors Fixed Deposit Campaign (Offer)
- Standard Bank Private Sorbet Sandton City & The Zone@ Rosebank Promotional Offer
- Telkom Summer Campaign Competition
- Unlock your More 2025
- UCount Rewards Black Friday Competition
- Win up to R60K for your fees with your MyMo Account
- Win up to R100K for your child’s school fees with your sum1 account
Credit card promotions
- Airport Lounges Access
- Black Friday Credit Card Hero Offer Competition
- Credit Card Fridays
- Credit Card Priceless Experience Competition
- Credit Card Priceless Experience Competition - Zanzibar or Disneyland
- Credit Card Promotional Competition
- Credit Card Protection Plan Terms and Conditions
- Credit Card Spend at Checkers and Shoprite Competition
- Credit Card Uber Voucher and International Transaction Fees Refund Offer - July
- Credit Card Uber Voucher and International Transaction Fees Refund Offer - August
- Emirates Airlines Evergreen Promotional Offer
- Inactive Cashback Competition
- Mastercard Credit Card Priceless Experience Competition
- Mastercard Spend Online and Win Campaign
- Prima Interactive Promotion
- Samsung Promotional Offer
- Standard Bank Evolve and Takealot Promotion
- Standard Bank Private Banking Transactional Accounts Promotional Offer
- Wine of the Month Club Promotional Offer
Business Solutions
Bank accounts
Merchant Solutions