Terms and Conditions Information
Get detailed information about the terms and conditions of the products and services that we offer.
Products and services
Bank accounts
Credit card
- Card Benefits terms and conditions
- Commercial Credit Card terms and conditions
- Credit Cards General terms and conditions
- Credit Card Promotional competition
- Credit Card Protection Plan terms and conditions (Mandatory Cover on Gold Credit Cards)
- Credit Card Protection Plan terms and conditions (Voluntary Cover)
- Virtual Credit Card terms and conditions
Lending
Vehicle and Asset Finance
- Value-Added Product Offering Brochure
- Statutory Disclosure in terms of the Financial Advisory and Intermediary Services (FAIS) Act
- Dents and Scratch Touch-Up and Credit Shortfall/Top-Up Cover
- Vehicle and Asset Finance Protection Plan - Business
- Vehicle and Asset Finance Protection Plan - Personal
- Commercial Asset Shortfall Insurance
- Commercial Warranty
Home Services
Fiduciary
Promotions
Bank accounts promotions
- 1Voucher Level Up Competition
- Amazon Family Time Voucher Competition
- Instant Money Mondays Competition
- MyMo and Flexible Funeral Plan Competition
- MyMo Guaranteed R50 FKC Vouchers
- SEYVA Society Scheme Competition
- Stand a chance to win a R5000 Shoprite Voucher with your MyMo, Achieva, Access and Consolidator account
- Standard Bank Connect 10GB and 25GB Promotional Offer
- Standard Bank Connect Summer Competition
- Standard Bank Prestige – 2024 Unu Promo
- Standard Bank Shoprite Airtime Giveaway
- UCount Rewards Black Friday Competition
Credit card promotions
- Airport Lounges Access
- Credit Card 100% Spend Challenge - Win your spend back
- Credit Card 100% Spend - Nando's Voucher
- Credit Card Fridays
- Credit Card Priceless Experience Competition
- Credit Card Priceless Experience Competition - Zanzibar or Disneyland
- Credit Card Promotional Competition
- Credit Card Protection Plan Terms and Conditions
- Credit Card Spend at Checkers and Shoprite Competition
- Credit Card Watch Bafana Bafana in Mexico City
- Emirates Airlines Evergreen Promotional Offer
- Mastercard Credit Card Priceless Experience Competition
- Mastercard Credit Card Spend and Win - Grocery & Fuel Voucher Competition
- Mastercard Credit Card Spend and Win - Nando's & Spur Voucher Promotional Offer
- Samsung Promotional Offer
- Sportsmans Warehouse Apply and Spend Competition
- Standard Bank Credit Card Festive Competition 2025
- Standard Bank Private Banking Transactional Accounts Promotional Offer
- Standard Bank Virtual Credit Card Festive Spend Competition December 2025
- Standard Bank Virtual Credit Card First 1000 Competition December 2025
- Virtual Credit Card UEFA Champions League Competition
- Wine of the Month Club Promotional Offer
Insurance promotions
Personal lending
- Eastern Cape Lending Competition Terms and Conditions
- Gauteng Personal Lending Promotion Terms and Conditions
- Personal Loan 20k Mall Voucher Competition Terms and Conditions
- Student Loans Learn and Earn Competiion Terms and Conditions
- Terms and Conditions for Unsecured Short Term Lending
- Student Loans Terms and Conditions
Business Solutions
Bank accounts
Merchant Solutions