Business Term Loan

Effectively budget for all your cashflow seasons with a business loan that keeps your repayment terms consistent.
Some of the benefits
Instant capital
Tailored payments
Affordable interest
Business growth
Work out how much you’ll potentially repay each month
- Use the Business Term Loan as a short- to long-term funding solution to help your business grow
- Repay your loan over 2 to 5 years
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- You need a business account to qualify for a Business Term Loan
- Funds are paid straight into your bank account
- Monthly repayments for capital and interest are fixed
- Interest is linked to prime lending rate, which means that when interest rates go down, so will your interest payment
- The interest rate changes affect your repayment term, not the monthly amount
- The minimum term is 36 months
- The maximum term is 120 months
- Monthly service fee: R69
- Once-off initiation fee: 1.51% of your approved limit
- Personalised interest rate
See 2023 pricing guide
- Speak to your relationship manager
- Send us a Call me back
- Email us at [email protected]
- Call us on 0860 109 075
- Or speak to us at your nearest branch
-
What you get
-
How it works
-
What it costs
-
How to get it
- Use the Business Term Loan as a short- to long-term funding solution to help your business grow
- Repay your loan over 2 to 5 years
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- You need a business account to qualify for a Business Term Loan
- Funds are paid straight into your bank account
- Monthly repayments for capital and interest are fixed
- Interest is linked to prime lending rate, which means that when interest rates go down, so will your interest payment
- The interest rate changes affect your repayment term, not the monthly amount
- The minimum term is 36 months
- The maximum term is 120 months
- Monthly service fee: R69
- Once-off initiation fee: 1.51% of your approved limit
- Personalised interest rate
See 2023 pricing guide
- Speak to your relationship manager
- Send us a Call me back
- Email us at [email protected]
- Call us on 0860 109 075
- Or speak to us at your nearest branch
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
Knowing up-front the information we need from you will help your application process run as smoothly as possible.