Borrow for your needs
Get the cash-flow, liquidity or working capital solution that helps you make the quick decisions your business needs to keep growing.
Some of the benefits
Agility
Make quicker decisions with more spending power
Flexibility
Access funds on the credit or lending terms you prefer
Opportunity
Use our financial resources to your business advantage
Partnership
Drive your growth strategy with reliable access to funds
Business loans
Business Revolving Loan
Access working capital and financing for income-producing assets or for business expansion. Repay 15% of your Business Revolving Loan and you can access it again without reapplying.
Business Overdraft
Ideal as a short-term credit facility, you can access funds whenever you need it and only pay interest on the outstanding balance.
Business Term Loan
Are you looking for a business loan that can be used to fund your business expansion or capital acquisitions, whilst ensuring your repayment term remains consistent?
Whether you bank with Standard Bank or not, the Business Term Loan is the perfect solution for you.
Fixed Repayments Business Loan
Plan your business’s future with a loan that gives you fixed repayment amounts and flexible repayment terms.
Agricultural Production Loan
Need a short-term business loan for crop and livestock production purposes? Get access to funds whatever your production season needs.
BizFlex: Flexible short-term business loan
BizFlex is ideal if you need working capital or want to grow your business, while repaying the loan as you earn revenue.
Business Solar Loan
Power up your business with solar loan unlocking eco-friendly energy solutions. Ensure peak performance and enjoy peace of mind during times of load shedding, Upon application completion, expect a call from us to discuss it further. You will receive a response via email within 3 hours of your application submission.
Vehicle and asset financing
Commercial vehicles
Need a delivery van, flat-bed truck or an HCV? We’ll give you great terms on the finance plan you prefer.
Foreign or local goods
Secure payment for goods being manufactured or imported, and start your main finance plan on collection.
Capital equipment
Buy or lease the equipment that you need to do business now, rather than saving up for it over the long term.
Wholesale Finance
Are you looking for asset financing that will help you maintain your stocked inventory or rental fleet? Our unique Wholesale Finance solution does just that. We’ve got your dealer stock finance or rental fleet financing covered.
Commercial property financing
Specialised financing
Disclosed debtor finance
Give your growing business access to working capital ahead of customer payments.
Banker’s acceptance
Put yourself in a position to pay local or international suppliers who aren’t yet willing to grant you credit.
Non-disclosed debtor finance
Access money you’ve invoiced in advance while keeping your facility confidential.
Understanding your risk profile
Environmental
Environmental
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Financial
Financial
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Management
Management
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
What you need to apply
What you need to apply
Knowing up-front the information we need from you will help your application process run as smoothly as possible.
WE ALSO OFFER
Save and invest your money
To operate and grow, you require access to working capital and lending solutions. We are positioned to assist you with your requirements
Business insurance
Cover all your insurance needs with a single policy, and specially discounted premiums for the BizLaunch account holders.
Need help?