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Public Sector Banking Solutions

World-class public sector banking

Public Sector Banking Solutions



Helping the public sector deliver essential services is a priority for us.

With our strong national presence, deep experience, and specialised solutions, we’re here to support you in serving your communities efficiently and effectively.




Some of the benefits

Full-service banking

Access finance, manage your cash flow, streamline payments, and handle daily financial operations with ease

Unparalleled reach

Get support from local public sector experts in all nine provinces, with additional support from various specialists across the business

Sector expertise

Access a dedicated team with in-depth industry knowledge and the ability to understand your specific needs and share best practice insights

Total value ecosystem

Benefit from our socially responsible financial support, tailored for small businesses within the public sector value chain

Full-service banking

Access finance, manage your cash flow, streamline payments, and handle daily financial operations with ease

Unparalleled reach

Get support from local public sector experts in all nine provinces, with additional support from various specialists across the business

Sector expertise

Access a dedicated team with in-depth industry knowledge and the ability to understand your specific needs and share best practice insights

Total value ecosystem

Benefit from our socially responsible financial support, tailored for small businesses within the public sector value chain
Why us ?
  • We provide innovative and efficient banking solutions to empower national and provincial government departments, municipalities, and state-owned enterprises to deliver on their mandates
  • With teams in all nine provinces and nationwide reach, we serve national, provincial, and local government, including Schedule 1, 2, and 3 entities, as well as foreign government institutions such as consulates and embassies.
  • Our dedicated public sector teams leverage their deep understanding of public finance complexities and regulations to develop tailored solutions and share best practices
  • We collaborate with sector industry stakeholders to keep abreast of regulations and stay ahead of innovation and improvements
  • As one of the biggest providers of infrastructure funding, we offer innovative solutions to not only large cities and towns but also to rural and smaller municipalities, ensuring they benefit from our lending products
  • We assess each entity’s unique circumstances and needs to provide fit-for-purpose solutions
  • We add real value by partnering on CSI initiatives to uplift communities and supporting small enterprises that do business with the public sector
What we offer

We partner with you to enhance your overall banking experience. We focus on delivering transactional efficiency, excellent customer service, innovative products, and competitive pricing.

Our solutions

  • Transactional banking: Leading solutions for cash, payments, and liquidity to conduct daily financial operations with ease
  • Investment banking: Comprehensive saving and investment solutions to meet your public institution's short- and long-term financial goals
  • Financing solutions: Access to funding for essential projects that drive development and improve the lives of citizens
  • Vehicle and asset finance: Tailored solutions to buy or lease vehicles or capital equipment
  • Renewable energy: Solar finance solutions for uninterrupted workdays
  • Fleet solutions: Market-leading fleet cards that reduce fraud and unlock savings on fuel, insurance, managed maintenance and more
  • Employer value banking: Workplace banking and financial wellness support with one-on-one professional help for your employees
  • Enterprise and supplier development: Funding and support solutions to assist qualifying SMMEs with valid government contracts or purchase orders
  • Sustainable impact: CSI initiatives that empower our communities and improve the livelihood of South Africans
Get in touch

For more information on our public sector offering, please;

  • Why us ?
  • What we offer
  • Get in touch
  • We provide innovative and efficient banking solutions to empower national and provincial government departments, municipalities, and state-owned enterprises to deliver on their mandates
  • With teams in all nine provinces and nationwide reach, we serve national, provincial, and local government, including Schedule 1, 2, and 3 entities, as well as foreign government institutions such as consulates and embassies.
  • Our dedicated public sector teams leverage their deep understanding of public finance complexities and regulations to develop tailored solutions and share best practices
  • We collaborate with sector industry stakeholders to keep abreast of regulations and stay ahead of innovation and improvements
  • As one of the biggest providers of infrastructure funding, we offer innovative solutions to not only large cities and towns but also to rural and smaller municipalities, ensuring they benefit from our lending products
  • We assess each entity’s unique circumstances and needs to provide fit-for-purpose solutions
  • We add real value by partnering on CSI initiatives to uplift communities and supporting small enterprises that do business with the public sector

We partner with you to enhance your overall banking experience. We focus on delivering transactional efficiency, excellent customer service, innovative products, and competitive pricing.

Our solutions

  • Transactional banking: Leading solutions for cash, payments, and liquidity to conduct daily financial operations with ease
  • Investment banking: Comprehensive saving and investment solutions to meet your public institution's short- and long-term financial goals
  • Financing solutions: Access to funding for essential projects that drive development and improve the lives of citizens
  • Vehicle and asset finance: Tailored solutions to buy or lease vehicles or capital equipment
  • Renewable energy: Solar finance solutions for uninterrupted workdays
  • Fleet solutions: Market-leading fleet cards that reduce fraud and unlock savings on fuel, insurance, managed maintenance and more
  • Employer value banking: Workplace banking and financial wellness support with one-on-one professional help for your employees
  • Enterprise and supplier development: Funding and support solutions to assist qualifying SMMEs with valid government contracts or purchase orders
  • Sustainable impact: CSI initiatives that empower our communities and improve the livelihood of South Africans

For more information on our public sector offering, please;

Public Sector value-added services
Fleet Management product detail
Fleet management solutions

Streamline operations with managed maintenance plans, key performance reports, easy-admin forms and charge cards.

Merchant solutions cross sell
Merchant solutions

Whether needing to accept card payments at the till point, online or in-app, we have the right solutions for you

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Lending solutions

Growing your business has never been this easy. Our Business Loans range from fixed-term to revolving - with repayments periods between 12 to 120 months to cater for your business needs.

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Savings and investment accounts

We offer a range of investment solutions – ranging from short-term investments with immediate access to funds, to long-term investments designed to meet your future business

DebitOrderCollection-CashflowSolutions
Cashflow Solutions

Elevate your cash flow with effortless debit orders and seamless client mandates.

Leverage the simplicity and convenience of debit orders to enhance your business’s cash flow effortlessly. All that's needed is to obtain an electronic, written, or authenticated mandate from your clients, making the process seamless and efficient.

Business_Online_Product_Detail
Business Online

Manage all your enterprise banking on this standalone, secure platform. From simple transactions and transfers, to local and cross-border trade deals and forex payments, you have full control over how you handle your finances.

Prepaid card solutions
Prepaid card solutions

Every business needs to take care of unique expenses that may arise from time to time, and we’ve got the prepaid cards to enable this without the risk or inconvenience of carrying cash. Whether you’re spoiling staff with incentives or want to ensure safe lump sum pay-outs for insurance or loans, our range of prepaid cards are tailored for these occasions.

Employer value banking product detail
Employer Value Banking

Show that you care about your employees’ financial wellness by bringing banking services and consultants to them.

PayCard product detail
PayCard

Make payments to a reloadable prepaid Mastercard with this simple alternative to cash or payment of salaries, wages or other company expenses.

Instant Money Bulk Payments product detail
Instant Money Bulk Payments

Instantly pay your workers, customers, and suppliers directly from your business account to their valid South African cellphone number using our Bulk Payments solution – they don’t even need a bank account.

Simply download the application form below and email it to us to get this solution for your business.

Debt Management product image 8 formats
Debt solutions for your business