South Africa
Home services
Homebuyer, homebuilder or homeowner? We’ve got the insights, solutions and support to guide your next big move.
WHAT WOULD YOU LIKE TO DO?
Buy a home in 7 steps
From making your offer to purchase to applying for your home loan, buying a property is easy when you know how.
Build your own house
Offer to purchase or title deed? Detailed builder's quotation? You’re ready to apply for a building loan...
Get a free LookSee property guide
Check the estimated value of a property and get key insights to buy your dream home with confidence.
Tiered rates
Standard Bank rewards you as you pay off your home. The more you pay, the less you need to pay.
Set up an Access Bond
Draw on the extra funds you’ve paid into your bond by linking your home loan and bank, savings or business account.
Extend your home loan
Access funds for home improvements or personal use with a re-advance or an additional bond.
Secure a home loan with your pension
Apply online for a loan that’s guaranteed by your pension or provident fund.
Ready to move your bond to Standard Bank?
Finding a new home for your home loan can be a painless process. Let us guide you through each step of the way
Tips and guidance
Homebuyers
Homeowners
Learn more ABOUT BORROWING
property
Home buying tips for first-timers
Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.
home loans
Access bond: What you need to know
With an access bond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.
investing
Tips for property investment
Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.
property
Pension-backed home loans: What you need to know
A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.
We also offer
EasySell
We can help you sell your property, settle your bond get your credit record back on track with EasySell
Building insurance
Get cover for structural damage caused by fire, storms, theft or burst geysers.
Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.
Home contents insurance
It takes years to furnish your home, and just seconds for your hard work to be undone. With the right cover, it won’t take as long the second-time round.
Need help?