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Home services

Homebuyer, homebuilder or homeowner? We've got the right insights, solutions and support to guide you with your next big move.


Calculate your affordability and monthly repayments or start your application online.

What home services solution can we help you with?
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Buy a home in 7 steps

Buying a property is easy when you know how. Follow our trusted guide to make your home buying journey seamless.

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Home loan to build a house

Apply for a loan online and follow our steps on what you need to build your own house.

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Get a free Home Services property guide

View our online property guide to get the estimated value of any property, sales trends, crime statistics and more.

Tiered Interest Rates

As you pay off your home loan and progress to new tiers, the interest rate on your loan will reduce too.

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Set up an Access Bond

Pay extra funds into your bond and use it to pay off your loan sooner or to reduce your monthly instalments.

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Extend your home loan

Access funds for home improvements or personal use with a re-advance or an additional bond.

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Secure a home loan with your pension

Buy your dream home when you apply online for a loan that’s guaranteed by your pension or provident fund.

Ready to move your bond to Standard Bank?

Let us guide you through each step of the way when you switch your existing home loan to us.

Learn more about our home loans
Home Buying Tips for First-Timers
Home buying tips for first-timers

Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.

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Access Bond: Make Your Home Loan Work
Access bond: What you need to know

With an access bond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.

Buying an Investment Property
Tips for property investment

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

What are Pension-Backed Home Loans?
Pension-backed home loans: What you need to know

A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.

We also offer
The Lowdown on counselling

We can help you sell your property, settle your bond get your credit record back on track with EasySell

PER Insurance Building Insurance Product Detail
Building insurance

Get cover for structural damage caused by fire, storms, theft or burst geysers.

PER Insurance Home Loan Protection Plan Product Detail
Home loan protection plan

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.

PER Insurance Household Contents Insurance Product Details
Home contents insurance

It takes years to furnish your home, and just seconds for your hard work to be undone. With the right cover, it won’t take as long the second-time round.

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