South Africa
Home loans
Homebuyer, homebuilder or homeowner, we can help you apply for the bond you need for the home you want.
WHAT WOULD YOU LIKE TO DO?
Buy a home in 6 steps
From making your offer to purchase to applying for your home loan, buying a property is easy when you know how.
Build your own house
Offer to purchase or title deed? Detailed builder's quotation? You’re ready to apply for a building loan...
Set up an Access Bond
Draw on the extra funds you’ve paid into your bond by linking your home loan and bank, savings or business account.
Extend your home loan
Access funds for home improvements or personal use with a re-advance or an additional bond.
Secure a home loan with your pension
Apply online for a loan that’s guaranteed by your pension or provident fund.
Ready to move your bond to Standard Bank?
Finding a new home for your home loan can be a painless process. Let us guide you through each step of the way
Tips and guidance
Homebuyers
Homeowners
Learn more ABOUT BORROWING
property
Home buying tips for first-timers
Buying your first home is exciting, but it can also be little scary. Make sure your joy is not overshadowed by concerns about debt with these home buying tips.
home loans
Access bond: Make your home loan work
With an access bond facility on your home loan, you won’t have to take out a personal loan to cover those surprise expenses.
home loans
Buying an investment property
Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.
property
What are pension-backed housing loans?
A pension-backed housing loan (as per the Pensions's Fund Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.
We also offer
Building insurance
Get cover for structural damage caused by fire, storms, theft or burst geysers.
Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.
Home contents insurance
It takes years to furnish your home, and just seconds for your hard work to be undone. With the right cover, it won’t take as long the second-time round.