Become financially literate
Whether you’re planning your next holiday, managing your personal finance, or saving for you and your family’s future needs, we’re here to support you with our tips and guidelines.
Financially supporting family abroad? Maybe relatives outside the country send you money? Dealing with money transfers between countries doesn’t have to be daunting. We’re here to make it quick and easy with MoneyGram.
Need a laptop to join your online classes? We’ve made it easier for you to access the equipment you need with our new Student Loan offering.
Do you need to increase your Revolving Loan or Overdraft limit? Easily do it online.
We have a number of ways we can help you deal with your debt, whatever the financial situation you find yourself in.
You can apply for a personal loan from the comfort of your home or office.
Have any questions regarding loans? We’ve got the answers you’re looking for.
A bank account is a safe and reliable way to keep your money, and many jobs nowadays require you to have a bank account to receive your salary.
Have a look at our brief guide explaining the various types of personal loans available.
Learn how to open a bank account in South Africa, whether you’re a temporary or non-resident.
Learn what’s involved in a personal loan application and know what you’re signing up for.
7 Tips to improve your chances of getting a loan and avoid the risk of getting rejected.
Learn how repayment plans work to ensure you pay back your student loan hassle-free.
Need to deposit cash into your bank account? Learn more about the convenience of doing it at Pick n Pay or Shoprite tills.
Being in control of your finances means knowing exactly what your money is doing, including understanding any costs or fees associated with your banking accounts and activities so that you can stay on track with your financial goals.
Becoming a homeowner is an exhilarating and rewarding experience, but you need to make sure you cover your bases to avoid expensive mistakes. Our additional home services are there to help, providing critical information and putting you in contact with the people you need to know.
With an access bond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.
Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.
Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.
Before you start with major renovations, consider which home improvements will add the most value to your home. Here are some tips on how to increase your property value.
Refinancing your home loan is a cost-effective way to finance a home renovation and increase the market value of your home. Here are two options to consider.
If you’re trying to decide whether to rent vs buy a home, then this handy comparison table will help you to understand the costs to make an informed decision.
If you are in the market to buy a car, it’s important to weigh up the pros and cons before deciding on brand new or used.
Buying a used vehicle is a great option when shopping on a budget. But there are some precautions to take into account. Here are eight important tips to consider when buying a used car.
Buying your first car can be overwhelming. Here are five important budgeting and finance points to consider to ensure your first-time buying experience is seamless.
A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.
Avoid taking time off work to stand in line waiting to pay for traffic fines – just do it online from your home or office.
Top up even when you don’t have airtime or data, send cash or buy lottery tickets using your device, keep items in safe custody, or get your ID or passport in-branch.
Skip the queues by buying prepaid electricity via any channel you’re registered for.
Learn how Escrow works to protect both the seller and buyer, and what it costs.
With Standard Bank Mobile, we have enhanced our mobile network offering to give our customers more value to stay connected at affordable prices.
A savings account is ideal if you want to keep your money for your future needs, but it’s even better when it helps you grow your money and lets you use it for whatever you need today. When you open a PureSave Account, you get the best of both worlds: transacting and shopping today and savings and earning interest for tomorrow.
A good education is more valuable than ever. One area where grandparents can make a real difference is with an education savings plan for their grandchildren. This will help to set grandchildren along a path towards becoming financially secure and independent.
Visualisation refers to the ability to imagine what we wish to see in our lives before it becomes reality. It can have an enormous impact on our decision-making abilities.
Weddings can be costly affairs, but with a sound wedding budget and savings plan you could afford your perfect day.
Education costs have soared over the past few decades and show no sign of slowing down. Start your savings plan for education today to give your children the future they deserve.
Offshore investments can be rewarding. If you’re considering moving your money overseas, it’s important to keep certain insights and tips in mind.
By understanding investing basics – and adhering to important investment tips – you can start building a portfolio to achieve the right combination of safety, income, and growth.
Want to start trading but don’t know much about shares? This stock market introduction guide will help you understand the basics of investing in shares in South Africa.
With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.
Thanks to online share trading, anyone with a computer can invest in the stock market. Follow our step-by-step guide on how you can trade online and build your investment portfolio.
While there’s no guarantee that investing offshore will outperform local bets – investing out of the country is considered a key element when it comes to a balanced financial portfolio.
Investing consistently and avoiding financial risks are some of the key factors to bear in mind if you want to be on the right path to investing in your future. Follow our basic tips if you’re an investment beginner.
Investing in the stock market can grow your wealth, and trading on the stock exchange has become simpler. Our guide to online stock trading will give beginners a helpful starting point.
Simple to understand and inexpensive to buy, retail deposit notes are an option for income-seeking investors.
To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short-, medium- and long-term.
Having the right insurance in place can help you absorb the impact of many of life's little surprises. But insurance alone will not cover all expenses, such as having to pay an excess on a claim or car repairs.
Travelling to a foreign country is exciting, but it can become very expensive, very quickly. Fortunately, there are easy-to-follow tips to travel for less.
Planning an overseas holiday? Why worry about organising currency when we have a range of foreign exchange products to suit your needs?
Planning an international holiday? Don’t forget to buy your forex. Here are a few tips to help when purchasing currency for your next trip.
Travelling can be a stressful experience when things go wrong like delayed flights or lost luggage. What does Travel Insurance cover, and when should you use it? Find out here.
Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.
Searching for a job can be daunting – especially if it’s your first job. These tips will help you prepare your CV and make a good impression in the interview.
Whether you’re a recent graduate setting out on a new career path, or have years of experience and you’re looking to advance in your career, it’s important to have a development plan.
As time passes, your life changes and your insurance cover must reflect the new developments.
Life cover or life insurance is offered by either an insurance company or a financial institution such as a bank.
It can sometimes feel like a waste of money to pay for car or home insurance, after all, you can never be sure that bad things are even going to happen to either. But it’s important to remember what might happen if they do. If your car transports you to work every day it is an extremely valuable asset, because it assists you in getting to work and earning a living. Similarly, insuring things like laptops and electronics at home can save you a lot of valuable time, money and energy.
A car loan protection insurance policy will cover the debt on your vehicle in the event of your death, disability, development of a dread disease or retrenchment.
There are various types of insurance for just about every possible event in your life that might need financial assistance.
Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.
Life insurance is the most essential type of insurance if you are a breadwinner or have children. The money that is left behind when you pass away can go a significant way to replacing your income for living expenses.
Insurance is about protection. It’s about planning for the unexpected, and although it doesn’t often feel like a priority, it can make a huge difference in times of loss or damage.
Protect your home from any unforeseen structural damage with building insurance. Here’s a look at what is generally covered in the insurance cover.
Funerals can quickly become costly. With the right funeral insurance, you have peace of mind knowing that in the event of your death, being laid to rest will not leave your loved ones burdened with debt.
Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.
The South African weather service says we can expect the first big rains of the Gauteng rainy season in the third week of September. Highveld thunderstorms are a highlight for many of us signalling the start of the rainy season and the arrival of warmer days and greener scenery.
South Africans face a combined insurance shortfall of R28,8 trillion.
Creating a comprehensive estate plan to deal with your assets and provide for your loved ones after your death is an important financial duty. You owe it to yourself and your family to plan for the distribution of your assets upon your death. Here’s why.
It’s uncomfortable thinking about death and having to put measures in place that deal with what you leave behind. But if you want to ensure your family is taken care of after your death and that your assets are distributed according to your wishes, you need to be prepared.
The loss of a loved one is an intensely emotional experience.
It’s also a time when professional assistance is most needed. Our years of experience and technical expertise will assist you to effectively administer your estate.
Leave a legacy that lives on Need help? We're here to assist you plan for the most difficult times in your life.
Most people have mixed emotions about retirement. To some, it is the end of their long career of service, but others are more optimistic and see it as the beginning of their golden years when they will have the financial freedom to undertake multiple trips abroad and have one long holiday for the rest of their lives.
A Trust can help you ensure that the people you love get the most value from your estate and the assets you’ve worked hard to attain.
Retirement may seem like far away, but saving for retirement now could mean the difference between enjoying life comfortably or battling to survive in your retirement years.
There are hundreds of ‘do-it-yourself’ Will templates available online. But what are the risks of writing your own Will without professional assistance?
Only 6% of South Africans retire comfortably and can maintain their standard of living. Make use of a Tax-Free Savings Account for retirement to reduce tax payable on your investment.
Saving for your retirement is essential and a retirement annuity can help you invest for your future. A retirement annuity also offers additional benefits you may not be aware of.
While most people understand how and why a Will is needed, very few know what happens when it comes to administering and executing a Will in an increasingly complex modern economy.
Without a Will in place, the state will determine how your property is divided. Here are eight key questions to help you with your Living Will.
Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case.
Pension fund, provident fund or retirement annuity. What are the different savings options for retirement, and which is right for you?
Women running their own businesses must pay special attention to estate planning and matters concerning succession planning.
Are you leveraging the power of compound interest on your investment for retirement? This simple equation could be the difference between retiring comfortably and just having enough to survive on.
Instilling saving habits from an early age will serve your children well for the future. Here are some tips to help your kids save money.
Teaching your kids about money to help them understand the value of delaying gratification and saving will establish the foundations for a financially fit future.
Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.
Get rewarded with UCount Rewards Points each time you shop, giving you more to spend on what you want. Here’s how to easily earn and redeem your Rewards Points.
As a UCount Rewards member, you get rewarded whenever you swipe your Standard Bank Credit, Debit or Cheque Card, no matter where or how you use it. That’s a good place to start, but did you know you could earn additional Rewards Points?
Your financial wellness is about more than just how much money you make. You don’t have to be a millionaire to be financially healthy, but it does take preparation and practice. Let’s unpack what your financial wellbeing entails and the ways you can improve it.
Whether you’re in your 20s or your 50s, personal financial planning around wealth building and risk cover are critical. Here’s what you should consider at key stages of your adult life.
Learn more about how overdrafts work and how to use them to manage your expenses effectively.
Your financial health is the cornerstone of accomplishing your goals, and to navigate the financial landscape it’s important to be financially literate. Whether it’s spending money on a day-to-day basis or saving for the long-term, getting to your goals involves understanding your money and what it can do.
Our powerful financial freedom tips can help you to budget better, reduce your debt and save money to build your personal wealth.
A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.
Use our four pointers to ensure you’re choosing the best bank account to meet your personal needs.
Become the perfect financial match by letting us help you manage your finances.
Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.
With a debit order in place, you don’t have to worry about having to remember to make essential payments every month.
Shopping on your computer, tablet or smartphone has never been easier thanks to Masterpass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.
Do you have a healthy credit score? If your credit score is bad, the good news is that you can always improve your credit health. Here are five steps to help.
There are few things as exciting as having a child - or as expensive. Follow our tips for budgeting for a baby to be financially prepared for the newest member of your family.
If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.
Get a grip on what you spend each month so you can budget better for your expenses.
In the current economy, personal budgeting is more important than ever. If you want financial security, then create a budget and stick to it to ensure you don’t spend what you don’t have.
To build wealth and focus on important financial goals, you need to trim down and ultimately eliminate debt. These debt management tips will help you stay in control of your money.
Being able to do your banking from wherever you like and whenever you want makes handling your finances easier. With our range of self-service banking options, you can manage your money your way.
Wherever you are or wherever you’re going, banking has never been this easy and convenient. With your Standard Bank App, it only takes reaching into your pocket to fulfil your every banking need.
Personalisation plays a big part in simplifying our lives - think Netflix and Showmax suggestions. To help simplify your life even more, we have launched an innovative Add-on Store so you can personalise the way you bank on your app.
Standard Bank’s advanced new range of payment options mean you can pay for goods and services more safely and cleanly than ever before.
Our Internet Banking portal makes managing your bills easier than ever before. You can not only make payments directly from your own browser, you can also check which bills are still outstanding and even help out a relative by paying on their behalf.
Debit orders are a great convenience, but things can go wrong. If that happens, these simple steps will help you cancel any debit order.
Contactless payments are not only more hygienic; it’s also faster, more secure and convenient. Discover the various ways in which you can use your Standard Bank Credit Card to Tap to Pay.
The process of sending money overseas or receiving payments from foreign partners works a little differently from a local EFT payment; but can still be processed simply and within a few business days.
Online payments are not only faster than manual payments, it is also safer and more convenient. With Standard Bank, you can easily pay your beneficiaries or make once-off payments through Internet Banking.
We’re partnering with more retailers so that you can send and receive money quickly and conveniently with Standard Bank Instant Money, anywhere in the country.
WeChat is one of the world’s most popular mobile apps, with over a billion users. It combines social media, private messaging, mobile payments and many other features.