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Whether you’re planning your next holiday, managing your personal finance, or saving for you and your family’s future needs, we’re here to support you in realising your personal goals.

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Free online Microsoft Digital Literacy course

If you have extra time during the COVID-19 lock-down why not invest in some personal learning. Now you can access Free online Microsoft digital literacy course, whether you bank with us or not.

banking AND BORROWING
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MoneyGram

Financially supporting family abroad? Maybe relatives outside the country send you money? Dealing with money transfers between countries doesn’t have to be daunting. We’re here to make it quick and easy with MoneyGram.

Student Loan for online learning
Make online learning easier

Need a laptop to join your online classes? We’ve made it easier for you to access the equipment you need with our new Student Loan offering.

Increase you loan limit
Increase your loan limit online

Do you have a Revolving Loan or Overdraft with us and need to top-up your funds? Easily do it online.

The Lowdown on counselling
Debt care

We have a number of ways we can help you deal with your debt, whatever the financial situation you find yourself in.

How to get an online loan
How to get an online loan

You can apply for personal loan from the comfort of your own home. Find out how

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Personal Loans - Frequently asked questions

How do I apply for a Standard Bank Personal Loan?

How to open a bankaccount
How to open a bank account

A bank account is a safe and reliable way to keep your money, and many jobs nowadays require you to have a bank account to receive your salary.

5 Types of Personal Laons
5 Types of personal loans

A brief guide explaining the various types of personal loans available.

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Bank accounts for non-residents in South Africa

Temporary residents and non-residents can open a bank account in South Africa.

What to know about applying for a personal loan

From financing home renovations to big-ticket items, trips, emergency expenses and more, a personal loan could be the answer.

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7 Tips to improve your chances of getting a loan

When it comes to applying for a loan, there are things that help and things that hinder your chances of getting approved.

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Repaying a student loan

Do you need to pay back your student loan? A repayment plan can make repaying a student loan simple and hassle-free.

BUYING A CAR OR HOME
How to use additional home services
How to use our additional home services

Becoming a homeowner is an exhilarating and rewarding experience, but you need to make sure you cover your bases to avoid expensive mistakes. Our additional home services are there to help, providing critical information and putting you in contact with the people you need to know.

Access Bond: Make Your Home Loan Work
Access bond: What you need to know

With an access bond facility on your home loan, you won’t have to take out a personal loan to cover unexpected expenses such as fixing your pool or repairing your roof.

Buying an Investment Property
Tips for property investment

Buying an investment property can be a savvy decision if you have factored in all of the costs and risks.

Home Buying Tips for First-Timers
Home buying tips for first-timers

Buying your first home is exciting, but it can also be a little scary. Make sure your joy is not overshadowed by concerns about debt with our home buying tips.

How to Add Value to Your Home
How to add value to your home

Before you start with major renovations, consider which home improvements will add the most value to your home. Here are some tips on how to increase your property value.

How to Finance a Home Renovation
How to finance your home renovation

Refinancing your home loan is a cost-effective way to finance a home renovation and increase the market value of your home. Here are two options to consider.

Rent vs Buy a Home: Understand the Costs
Rent vs Buy a home- Understand the costs

If you’re trying to decide whether to rent vs buy a home, then this handy comparison table will help you to understand the costs to make an informed decision.

Should I Buy a New or Used Car
Should I buy a new or used car?

If you are in the market to buy a car, it’s important to weigh up the pros and cons before deciding on brand new or used.

Tips for Buying a Used Car
Tips for buying a used car

Buying a used vehicle is a great option when shopping on a budget. But there are some precautions to take into account. Here are eight important tips to consider when buying a used car.

Buying your first car
Buying your first car

Buying your first car can be overwhelming. Here are five important budgeting and finance points to consider to ensure your first-time buying experience is seamless.

What are Pension-Backed Home Loans?
Pension-backed home loans: What you need to know

A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.

Value added services
My Bills
Car Value-added services

Avoid taking time off work to stand in line waiting to pay for traffic fines – just do it online from your home or office.

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Personal value-added services

Top up even when you don’t have airtime or data, send cash or buy lottery tickets using your device, keep items in safe custody, or get your ID or passport in-branch.

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Home value added services

Stay switched on with anytime recharge reference numbers for your prepaid electricity meter, and stay on top of your municipal bills and taxes with MyBills.

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How our Escrow service works

It can be hard to strike a deal when you don’t know who you can trust. Whether you’re buying something from a classified ad, or hiring new contractors to do work on your house, there is always the worry that the other person might try to cheat you, or take your money without keeping their side of the deal.

saving and investing
How to earn higher interest on your investment
Grow your money with a MoneyMarket Select investment account

The secret to growing your money is knowing where to stash your hard-earned cash so that your savings can multiply and your money starts working for you. With a MoneyMarket Select investment account, that financial growth can be accelerated.

A Savings Plan for Your Grandchildren's Education
6 Tips to set up an education savings plan

A good education is more valuable than ever. One area where grandparents can make a real difference is with an education savings plan for their grandchildren. This will help to set grandchildren along a path towards becoming financially secure and independent.

Seeing is believing The power of visualisation
Seeing is believing

Visualisation refers to the ability to imagine what we wish to see in our lives before it becomes reality. It can have an enormous impact on our decision-making abilities.

Wedding Budget and Savings Tips
Wedding budget and savings tips

Dreaming of a perfect wedding to start your happily ever after? They can be costly affairs, but with a sound wedding budget and savings plan you could afford your perfect day.

Your Savings Plan for Education
Your savings plan for education

Education costs have soared over the past few decades and show no sign of slowing down. Start your savings plan for education today to give your children the future they deserve.

4 TIps for Investing Offshore
4 Tips for investing offshore

Offshore investments can be rewarding. If you’re considering moving your money overseas, it’s important to keep certain insights and tips in mind.

Investment Tips for First-Timers
Best investment tips for beginners

By understanding investing basics – and adhering to important investment tips – you can start building a portfolio to achieve the right combination of safety, income, and growth.

A Stock Market Introduction
A stock market introduction

Want to start trading but don’t know much about shares? This stock market introduction guide will help you understand the basics of investing in shares in South Africa.

Tax Free Savings Account FAQs
Frequently asked questions on tax-free savings accounts

With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.

7 Steps for Online Share Trading
6 Steps for online share trading

Thanks to online share trading, anyone with a computer can invest in the stock market. Follow our step-by-step guide on how you can trade online and build your investment portfolio.

Investing Offshore
Investing offshore - Frequently asked questions

While there’s no guarantee that investing offshore will outperform local bets – investing out of the country is considered a key element when it comes to a balanced financial portfolio.

5 Basic Tips to Start Investing
5 Basic tips to start investing

Investing consistently and avoiding financial risks are some of the key factors to bear in mind if you want to be on the right path to investing in your future. Follow our basic tips if you’re an investment beginner.

Online Stock Trading for Beginners
Investment online stock trading for beginners

Investing in the stock market can grow your wealth, and trading on the stock exchange has become simpler. Our guide to online stock trading will give beginners a helpful starting point.

Retail Notes: An Easy Investment Alternative
Retail Notes: An easy investment alternative

Simple to understand and inexpensive to buy, retail deposit notes are an option for income-seeking investors.

The Difference Between Saving and Investments
The difference between savings and investments

To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short-, medium- and long-term.

travelling
8 Smart International Travel Tips
8 International travel tips

Travelling to a foreign country is exciting, but it can become very expensive, very quickly. Fortunately, there are easy-to-follow tips to travel for less.

9 Tips for Easy Travel with Kids
Best ways to make payments on an overseas holiday

Planning an overseas holiday? Why worry about organising currency when we have a range of foreign exchange products to suit your needs?

What You Need to Know About Buying Forex?
What you need to know about buying Forex

Planning an international holiday? Don’t forget to buy your forex. Here are a few tips to help when purchasing currency for your next trip.

What Does Travel Insurance Cover?
What does travel insurance cover

Travelling can be a stressful experience when things go wrong like delayed flights or lost luggage. What does Travel Insurance cover, and when should you use it? Find out here.

9 Tips for Easy Travel with Kids
9 Tips to make travelling with kids easier

Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.

7 Tips for Searching for a Job
7 Job hunting tips for students and graduates

Searching for a job can be daunting – especially if it’s your first job. These tips will help you prepare your CV and make a good impression in the interview.

Your Career Development Plan
Your career development plan

Whether you’re still studying, or you are a recent graduate setting out on a new career path, landing that first job can be challenging.

insurance
Do you have the right insurance at the right time?
Do you have the right insurance at the right time?

As time passes, your life changes and your insurance cover must reflect the new developments.

How the insurance gap affects you

South Africans face a combined insurance shortfall of R28,8 trillion.

The Importance of Life Cover
The Importance of Life Cover

Life Cover or Life Insurance is offered by either an insurance company or a financial institution such as a bank.

Car and home insurance
Car and home insurance

It can sometimes feel like a waste of money to pay for car or home insurance, after all, you can never be sure that bad things are even going to happen to either. But it’s important to remember what might happen if they do. If your car transports you to work every day it is an extremely valuable asset, because it assists you in getting to work and earning a living. Similarly, insuring things like laptops and electronics at home can save you a lot of valuable time, money and energy.

Why you need car loan protection insurance?
Why you need car loan protection insurance

A car loan protection insurance policy will cover the debt on your vehicle in the event of your death, disability, development of a dread disease or retrenchment.

Life insurance
Different types of insurance

There are various types of insurance for just about every possible event in your life that might need financial assistance.

Types of Life Insurance
Types of life insurance

Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.

Life insurance
Importance of life insurance

Life insurance is the most essential type of insurance if you are a breadwinner or have children. The money that is left behind when you pass away can go a significant way to replacing your income for living expenses.

The importance of having insurance
Why is insurance important?

Insurance is about protection. It’s about planning for the unexpected, and although it doesn’t often feel like a priority, it can make a huge difference in times of loss or damage.

Why Building Insurance is a Good Idea
Why building insurance is a good idea

Protect your home from any unforeseen structural damage with building insurance. Here’s a look at what is generally covered in the insurance cover.

Do You Need Funeral Insurance?
What you need to know about funeral insurance

Funerals can quickly become costly. With the right funeral insurance, you have peace of mind knowing that in the event of your death, being laid to rest will not leave your loved ones burdened with debt.

What is Credit Card Protection?
What is credit card protection

Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.

Top tips to prepare your home for the rainy season
Top tips to prepare your home for the rainy season

The South African weather service says we can expect the first big rains of the Gauteng rainy season in the third week of September. Highveld thunderstorms are a highlight for many of us signalling the start of the rainy season and the arrival of warmer days and greener scenery.

ESTATES AND retirement
Deceased Estate Article
Deceased Estates

The loss of a loved one is an intensely emotional experience.
It’s also a time when professional assistance is most needed. Our years of experience and technical expertise will assist you to effectively administer your estate.

Life insurance
Visit our offices

Leave a legacy that lives on Need help? We're here to assist you plan for the most difficult times in your life.

Retirement
Retirement

Most people have mixed emotions about retirement. To some it is the end of their long career of service, but others are more optimistic and see it as the beginning of their golden years when they will have the financial freedom to undertake multiple trips abroad and have one long holiday for the rest of their lives. 

Trusts and Estate Planning FAQs
Trusts and estate planning FAQs

A Trust can help you ensure that the people you love derive the most value from your estate and the assets you’ve worked hard to attain.

6 Tips for Saving Enough for Retirement
6 Tips for saving enough for retirement

Retirement may seem like far away, but saving for retirement now could mean the difference between enjoying life comfortably or battling to survive in your retirement years.

Is a Do-it-Yourself Will a Good Idea?
Risks of writing your own Will

There are hundreds of ‘do-it-yourself’ Will templates available online. But what are the risks of writing your own Will without professional assistance?

Boost Your Retirement Savings, Tax Free
Benefits of tax-free retirement savings

Only 6% of South Africans retire comfortably and can maintain their standard of living. Make use of a Tax-Free Savings Account for retirement to reduce tax payable on your investment.

Saving for Retirement
Saving for retirement

Saving for your retirement is essential and a retirement annuity can help you invest for your future. A retirement annuity also offers additional benefits you may not be aware of.

Winding up an estate when loved one dies
Winding up an estate when a loved one dies

While most people understand how and why a Will is needed, very few know what happens when it comes to administering and executing that Will in an increasingly complex modern economy.

Living Wills FAQs
Living wills FAQs

Without a Will in place, the state will determine how your property is divided. Here are eight key questions to help you with your living Will.

The importance of a Will
The importance of a Will

Too many people don’t consider the essential importance of writing a Will, assuming that everything they have earned will automatically be left to the ‘obvious’, intended beneficiaries when they pass away. But that’s not always the case.

Explore Your Savings Options for Retirement
Different savings options for retirement

Pension fund, provident fund or retirement annuity. What are the different savings options for retirement, and which is right for you?

Estate Planning for Women
Estate and succession planning for women

Women running their own businesses must pay special attention to estate planning and matters concerning succession planning.

KidS' banking
How to Make Kids Savings Cool
How to make saving cool for kids

Instilling saving habits from an early age will serve your children well for the future. Here are some tips to help your kids save money.

Teaching Kids About Money
Teaching kids about money

Teaching your kids about money to help them understand the value of delaying gratification and saving will establish the foundations for a financially fit future.

9 Tips for Easy Travel with Kids
9 Tips to make travelling with kids easier

Going away as a family is an opportunity to share some memorable moments. Here are a few tips to make your next trip a great experience for the whole family.

Ucount rewards
Swipe Your Way to Ucount Rewards
Every swipe earns you UCount Rewards Points

Get rewarded with UCount Rewards Points each time you shop, giving you more to spend on what you want. Here’s how to easily earn and redeem your Rewards Points.

4 Smart Ways to Collect UCount Rewards Points
8 steps to earn extra UCount Rewards

As a UCount Rewards member, you get rewarded whenever you swipe your Standard Bank Credit, Debit or Cheque Card, no matter where or how you use it. That’s a good place to start, but did you know you could earn additional Rewards Points?

managing your money
How the insurance gap affects you
How to improve your financial wellbeing

Your financial wellness is about more than just how much money you make. You don’t have to be a millionaire to be financially healthy, but it does take preparation and practice. Let’s unpack what your financial wellbeing entails and the ways you can improve it.

Debt consolidation
Struggling to make repayments on your bond?

We can help you sell your property, settle your bond and get your credit record back on track with EasySell.

Financial Planning in Your 20s, 30s, 40s, 50s and 60s
Financial planning tips for different life stages

Whether you’re in your 20s or your 50s, personal financial planning around wealth building and risk cover are critical. Here’s what you should consider at key stages of your adult life.

Manage Expenses with an Overdraft Loan
Manage expenses with an overdraft loan

Learn more about how overdraft loans work and how to use them to manage your personal expenses effectively.

12 Tips for financial freedom
12 Tips for financial freedom

Our powerful financial freedom tips can help you to budget better, reduce your debt and save money to build your personal wealth.

7 Reasons to Get a Credit Card
7 Reasons to get a credit card

A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.

An Introduction to Unit Trust Investments
Tips to select the best bank accounts

Use our four pointers to ensure you’re choosing the best bank account to meet your personal needs.

Wedding Budget and Savings Tips
Money and marriage tips

Become the perfect financial match by letting us help you manage your finances.

5 Steps to Credit Fitness
The advantage of credit cards

Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.

What is a debit order
What is a debit order?

With a debit order in place, you don’t have to worry about having to remember to make essential payments every month.

MasterPass your digital wallet
MasterPass: your digital wallet

Shopping on your computer, tablet or smartphone has never been easier thanks to MasterPass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.

Manage Expenses with an Overdraft Loan
5 Steps to improve your credit score

Do you have a healthy credit score? If your credit score is bad, the good news is that you can always improve your credit health. Here are five steps to help.

6 Tips for Budgeting for a Baby
6 Tips for budgeting for a baby

There are few things as exciting as having a child - or as expensive. Follow our tips for budgeting for a baby to be financially prepared for the newest member of your family.

5 Benefits of an Overdraft Loan
5 Benefits of an overdraft loan

If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.

5 Easy Budgeting Tips
5 Budgeting tips that are easy to follow

Get a grip on what you spend each month so you can budget better for your expenses.

Debt consolidation
Personal budgeting pointers

In the current economy, personal budgeting is more important than ever. If you want financial security, then create a budget and stick to it to ensure you don’t spend what you don’t have.

Important Debt Management Tips
7 Debt management tips

To build wealth and focus on important financial goals, you need to trim down and ultimately eliminate debt. These debt management tips will help you stay in control of your money.

Self-service banking
10 benefits of downloading our app
10 Benefits to using our app

Wherever you are or wherever you’re going, banking has never been this easy and convenient. With your Standard Bank App, it only takes reaching into your pocket to fulfil your every banking need.

Cash free payments
Cash-free payments

Standard Bank’s advanced new range of payment options mean you can pay for goods and services more safely and cleanly than ever before.

How to pay bills online
How to pay your bills online

Our Internet Banking portal makes managing your bills easier than ever before. You can not only make payments directly from your own browser, you can also check which bills are still outstanding and even help out a relative by paying on their behalf.

How to stop debit orders
How to stop debit orders

Debit orders are a great convenience, but things can go wrong. If that happens, these simple steps will help you cancel any debit order.

How international payments work
How international payments work

The process of sending money overseas or receiving payments from foreign partners works a little differently from a local EFT payment; but can still be processed simply and within a few business days.

7 Tips for Searching for a Job
How to make online payments

Online payments are not only faster than manual payments, it is also safer and more convenient. With Standard Bank, you can easily pay your beneficiaries or make once-off payments through Internet Banking.

Instant Money article
Bringing Instant Money closer to you

We’re partnering with more retailers so that you can send and receive money quickly and conveniently with Standard Bank Instant Money, anywhere in the country.

Using WeChat wallet
Using WeChat Wallet

WeChat is one of the world’s most popular mobile apps, with over a billion users. It combines social media, private messaging, mobile payments and many other features.