South Africa
Savings and investment accounts
Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.
Some of the benefits of our Savings and Investment Products
Competitive rates
Choose from a range of accounts offering guaranteed returns
Flexible terms
Invest in lump sums or multiple deposits, with fixed or linked rates
Capital guaranteed
Know that your contributions will never be at risk of loss
No monthly fees
Pay no management fees when you maintain the minimum balance
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SAVINGS AND INVESTMENT PRODUCT FILTER
Use the Savings and Investment product filter to view features and benefits according to the filters you apply. The Standard Bank of South Africa Ltd (SBSA) is an authorised financial services provider (FSP 11287). Standard Bank Financial Consultancy (SBFC) is an authorised financial services provider (FSP 3825) and a business unit of SBSA.
Learn more about GROWING your money
investing
The difference between savings and investments
To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short-, medium- and long-term.
savings and investments
Benefits of tax-free retirement savings
Only 6% of South Africans retire comfortably and can maintain their standard of living. Make use of a Tax-Free Savings Account for retirement to reduce tax payable on your investment.
savings and investments
Frequently asked questions on tax-free savings accounts
With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.
We also offer
Day-to-day banking
Apply online for a bank account that offers great value and benefits designed to simplify your life.
Get it on credit
Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.