South Africa
Savings and investment accounts
Thinking ahead, or planning to pay for something big? Earn competitive interest rates on a single lump sum or regular payments over the length or term you’re comfortable with. Save in a way that suits your pocket, and take your next step towards your goals.
Some of the benefits
Competitive rates
Choose from a range of accounts offering guaranteed returns
Flexible terms
Invest in lump sums or multiple deposits, with fixed or linked rates
Capital guaranteed
No monthly fees
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We also offer
Day-to-day banking
Apply online for a bank account that offers great value and benefits designed to simplify your life.
Get it on credit
Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.
Learn more about managing your money
investing
The difference between saving and investments
To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short- medium and long-term.
managing your money
5 Easy budgeting tips
5 easy tips to help you get a grip on what you spend each month so you can better budget for your expenses.
managing your money
6 Tips for budgeting for a baby
There are few things as exciting as having a child — or as expensive. Follow these tips for budgeting for a baby to be financially prepared for the newest member of your family.
savings and investments
12 Tips for financial freedom
These powerful financial freedom tips can help you to budget better, deduce your debt and save money to build your personal wealth.
savings and investments
Financial planning in your 20s, 30s, 40s, 50s and 60s
Whether you’re in your 20s or your 50s, personal financial planning around wealth building and risk cover is critical. Here’s what you should consider at key stages of your adult life.
savings and investments
Money and marriage tips
Your partner in love may not be your perfect financial match, but there are ways to navigate the money and marriage maze and turbo charge the way you manage your finances.
budgeting
Personal budgeting pointers
In the current economy, personal budgeting is more important than ever. If you want financial security, then create a budget and stick to it to ensure you don’t spend what you don’t have.
savings and investments
Boost your retirement savings, tax free
Only 6% of South Africans retire comfortably and are able to maintain their standard of living. Make use of a TFSA for retirement to reduce tax payable on your investment.
education savings
A savings plan for your grandchild’s education
A good education is more valuable than ever. One area where grandparents can make a real difference is with a savings plan for education. This will help to set grandchildren along a path towards becoming financially secure and independent.
savings and investments
Tax-Free savings account FAQs
With a Tax-Free Savings account, you get your full investment return without being taxed on the growth you earn. This guide answers frequently asked questions on TFSA accounts.
savings and investments
Wedding budget and savings tips
Dreaming of a perfect wedding to start your happily ever after? They can be costly affairs, but with a sound wedding budget and savings plan you could afford your perfect day.
education savings
Your Savings Plan for Education
Education costs have soared over the past few decades and show no sign of slowing down. Start your savings plan for education today to give your children the future they deserve.