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Invest for a better tomorrow
Access 40% of your funds whenever you need it and enjoy a 6.15% interest rate with Flexi Advantage.

Savings and investment accounts

Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.

Some of the benefits of our Savings and Investment Products

Competitive rates

Choose from a range of accounts offering guaranteed returns

Flexible terms

Invest in lump sums or multiple deposits, with fixed or linked rates

Capital guaranteed

Know that your contributions will never be at risk of loss

No monthly fees

Pay no management fees when you maintain the minimum balance
See which account suits you best

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Use the Savings and Investment product filter to view features and benefits according to the filters you apply. The Standard Bank of South Africa Ltd (SBSA) is an authorised financial services provider (FSP 11287). Standard Bank Financial Consultancy (SBFC) is an authorised financial services provider (FSP 3825) and a business unit of SBSA.

Learn more about GROWING your money
The Difference Between Saving and Investments
The difference between savings and investments

To provide the lifestyle of your dreams requires that you save and invest. They have different purposes, but both are crucial to ensure you reach your financial goals in the short-, medium- and long-term.

savings and investments
Boost Your Retirement Savings, Tax Free
Benefits of tax-free retirement savings

Only 6% of South Africans retire comfortably and can maintain their standard of living. Make use of a Tax-Free Savings Account for retirement to reduce tax payable on your investment.

savings and investments
Tax Free Savings Account FAQs
Frequently asked questions on tax-free accounts

With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.

We also offer
Day-to-day banking

Apply online for a bank account that offers great value and benefits designed to simplify your life.

Get it on credit

Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.