South Africa
Retail and wholesale trade
Whether you’re a nationwide chain or single store owner, using a physical or digital storefront, we offer tailored banking solutions to meet your needs and enhance your customer and supplier experience. Our extensive range of transactional, point of sale and trade solutions are supported by the know-how and advice of our expert team, who will help you make the most of every opportunity.
Knowledge centre
Find more expertise in your sector at our BizConnect portal.
Q&A: Managing cash flow and risk in your retail businessThe cost of shoplifting on your retail store (and how to curb it)6 trends and the future of South African retail The evolving retail sector opens up entrepreneurship opportunities
Learn more at bizconnect
Want to streamline your payments and collections?
Choose from a range of solutions to help your business receive customer payments.
Business Online
Manage all your enterprise banking on this standalone, secure platform. From simple transactions and transfers, to local and cross-border trade deals and forex payments, you have full control over how you handle your finances.
Debtor finance
Improve your cash flow by converting unpaid sales invoices into immediate funds.
Merchant solutions
Make sure you’re always able to accept card-based, virtual and digital wallets with ease, speed and security.
Marine insurance for cargo by air, land or sea
Cover goods in transit for loss or damage and protect yourself with the local or international liability you need.
Savings and investment accounts
Earn top rates with business-focused savings accounts that help you grow your cash and future stability.
Some of our case studies
Case study: Cash-and-carry payment solutions
Long queues can result in lost customers. Our retail client wanted a solution that would reduce queue time and improve customers’ overall payment experience.
Case study: Improving cash flow management
Cash flow management is a priority for retailers. Our client needed efficient solutions for receiving customer payments and buying additional stock.
Case study: Forex and international payments
For retailers, cross-border transactions can mean back-office admin headaches and regulatory and compliance woes. We offered our client an online solution to clear the hurdles.