South Africa
Earn rewards with every purchase
Get from 3* times more UCount Rewards Points and up to R10* back in Fuel Rewards with a Standard Bank Credit Card. *T&Cs apply.
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Credit cards

Get instant access to money when you qualify for one of our credit cards. You also don’t have to wait for your new card to arrive, you can simply use your credit card details to start shopping online immediately.

Some of the benefits

Secure spending

Switch your card on or off in our banking app and safely shop online with our world-class security features

Interest free*

Get interest free* credit if you pay your outstanding balance in full within 55 days

More convenience

Swipe or tap to pay safely and easily in-store, online or overseas, and link apps for secure payments using your phone

UCount Rewards

Swipe your credit card and earn even more UCount Rewards Points than you would with a debit or cheque card

Our service fees range from R40 to R209 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 11.75% (prime – 0.25%) to a maximum of 22.25% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R190 (VAT inclusive) will be required.
We also offer
PER Insurance Credit Card Protection Plan
Credit card protection plan

Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.

Debt card Centre Cross Sell
Debt Relief Solutions

Struggling to meet your loan repayments each month?

Our Debt Care Centre provides personalised assistance to alleviate your financial burdens. By reducing your monthly obligations, we can provide you with much needed relief. Learn about our financial solutions and apply today.

PB Private banking account product detail
Private Banking Account

Grow your wealth with the personal touch and worldwide support of our finance specialists.

Debt consolidation
Debt Care

Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.

Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your Credit, Cheque or Debit card.


Using any qualifying Standard Bank personal Credit, Cheque or Debit card.


Rewards Points on all your qualifying purchases.


Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.