South Africa
Sign in
PB_Landing_Creditcard_Hero Banner 16 July
Straight or budget?

Need help?

Credit cards

Credit cards are all about convenience. Instant access to money you’re not carrying as cash. Money you can spend safely and easily in-store, online or overseas. Whatever Your Next, there's a credit card with the benefits you're looking for.

What our credit cards give you

More convenience

Swipe or tap to pay wherever there’s MasterCard®, and link apps for secure payments using your phone

More confidence

Shop online with world-class security features, and switch your card on or off in our mobile banking app

Financial freedom

Choose 55 days interest-free with payments in full and on time, or pay as little as 3% back for the month

UCount Rewards

Earn UCount Rewards whenever you pay by card, and spend them on the things you like

All
All
Add up to 3 products to compare Add up to 3 products to compare or close to remove all
Learn more about credit and credit cards
credit cards
7 Reasons to Get a Credit Card
7 Reasons to get a credit card

A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.

rewards
Swipe Your Way to Ucount Rewards
Swipe your way to UCount Rewards

Get rewarded for shopping with Standard Bank’s UCount Rewards. Here’s how you can earn and redeem your points for greater rewards.

rewards
4 Smart Ways to Collect UCount Rewards Points
4 Easy ways to collect UCount Rewards Points

With Standard Bank’s UCount Rewards, you get something back every time you spend. Here’s some handy tips to help you collect a little more.

managing your money
Manage Expenses with an Overdraft Loan
5 Steps to credit fitness

Do you have a healthy credit score? If you’re not credit fit, the good news is that you can always improve your credit health. Here’s five steps to help.

managing your money
5 Steps to Credit Fitness
The advantage of credit cards

Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.

managing your money
Managing bond arrears
Managing credit

Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing.

we also offer
PER Insurance Credit Card Protection Plan
Credit card protection plan

Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.

PB_Private banking account product detail_BankCardImageV2
Private banking account

Grow your wealth with the personal touch and worldwide support of our finance specialists.

Tips and guidance
Getting started
Using your card
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Earn Rewards Points for every rand you spend using your credit, cheque or debit card

1

Sign up for R 22.19 a month to start collecting Rewards Points, and activate your Rewards card to redeem them

2

Collect Rewards Points whenever you pay by credit, cheque or debit card

3

Use your Rewards card to redeem points at our online malls, at Caltex for fuel, or at our Rewards Retailers