Credit cards
Apply for a credit card with a limit of up to R250 000* and enjoy 55 days interest-free*. Apply for yours online or via our Banking App today.
Some of the benefits
Secure spending
Switch your card on or off in our banking app and safely shop online with our world-class security features
Interest free*
Get interest free* credit if you pay your outstanding balance in full within 55 days
More convenience
Swipe or tap to pay safely and easily in-store, online or overseas, and link apps for secure payments using your phone
UCount Rewards
Swipe your credit card and earn even more UCount Rewards Points than you would with a debit or cheque card
Our service fees range from R40 to R290 per month depending on the Credit Card.Interest rates are personalised ranging from a minimum of (prime – 0.25%) to the maximum allowable interest rate as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R180 (VAT inclusive) will be required.
Learn more about credit and credit cards
Loans & Credit
7 Reasons to get a credit card
A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.
Lifestyle
8 Steps to earn extra UCount Rewards
As a UCount Rewards member, you get rewarded whenever you swipe your Standard Bank Credit or Debit Card, no matter where or how you use it. That’s a good place to start, but did you know you could earn additional Rewards Points?
Loans & Credit
5 Steps to a better credit score
Dreaming of a new car, home ownership or simply more financial freedom? A strong credit score is vital for achieving such goals, opening doors to better interest rates on loans, credit cards and even lower insurance premiums.
Banking & Digital Solutions
The advantage of credit cards
Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.
Loans & Credit
How to manage credit
Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing. We have 5 tips to help you with your credit management.
Lifestyle
How to get the most from your UCount Rewards
Turn your everyday spending into exciting rewards with UCount Rewards, which lets you earn Rewards Points on daily transactions by simply using your Standard Bank Credit, Evolve, Cheque or Debit Card for purchases.
We also offer
Credit card protection plan
Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.
Debt Relief Solutions
Struggling to meet your loan repayments each month?
Our Debt Care Centre provides personalised assistance to alleviate your financial burdens. By reducing your monthly obligations, we can provide you with much needed relief. Learn about our financial solutions and apply today.
Private Banking Account
Grow your wealth with the personal touch and worldwide support of our finance specialists.
Debt Care
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Tips and guidance
Get started
Get started
Learn how to manage your credit card.
Use your card
Use your card
Increase your limits and use your card abroad.
Keep your card safe
Keep your card safe
Change your PIN and shop safely online.
