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Credit cards

Credit cards are all about convenience. Instant access to money you’re not carrying as cash. Money you can spend safely and easily in-store, online or overseas. 

What our credit cards give you

More convenience

Swipe or tap to pay wherever there’s MasterCard®, and link apps for secure payments using your phone

More confidence

Shop online with world-class security features, and switch your card on or off in our mobile banking app

Financial freedom

You don’t get charged interest if you pay your outstanding balance in full within 55 days.

UCount Rewards

Earn UCount Rewards whenever you pay with your credit card, and spend them on the things you like

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Learn more about credit and credit cards
credit cards
7 Reasons to Get a Credit Card
7 Reasons to get a credit card

A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.

Swipe Your Way to Ucount Rewards
Swipe your way to UCount Rewards

Get rewarded for shopping with Standard Bank’s UCount Rewards. Here’s how you can earn and redeem your points for greater rewards.

4 Smart Ways to Collect UCount Rewards Points
4 Easy ways to collect UCount Rewards Points

With Standard Bank’s UCount Rewards, you get something back every time you spend. Here’s some handy tips to help you collect a little more.

managing your money
Manage Expenses with an Overdraft Loan
5 Steps to credit fitness

Do you have a healthy credit score? If you’re not credit fit, the good news is that you can always improve your credit health. Here’s five steps to help.

managing your money
5 Steps to Credit Fitness
The advantage of credit cards

Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.

managing your money
Managing bond arrears
Managing credit

Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing.

we also offer
PER Insurance Credit Card Protection Plan
Credit card protection plan

Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.

Debt consolidation
Debt Care

Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.

PB Private banking account product detail
Private Banking Account

Grow your wealth with the personal touch and worldwide support of our finance specialists.

Tips and guidance
Getting started
Claiming your benefits
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Using your card
Claiming your benefits

Each credit card comes with its own benefits. Here’s how to make sure you get them…

Register now to benefit from paying with your credit, cheque or debit card


Using any qualifying Standard Bank personal Credit, Cheque or Debit card.


Rewards points on all your qualifying purchases.


Rewards points in four easy ways. Improve your tier and qualify for more points.