Shari'ah Merchant Capital Cash Advance
Merchant Capital is a leading provider of alternative working capital solutions to SMEs in South Africa, having assisted thousands of retail businesses with millions in funding. A Shari'ah-compliant option is now available.
Some of the Benefits
Process
Quick and easy application process
Assets
No need to pledge assets
Repayment terms
No fixed repayment terms
Peace of mind
We are the first Shari'ah compliant unsecured merchant advance in South Africa.
WHAT YOU GET
A working capital solution specifically for retail businesses, where:
- The retailer can qualify for up to 100% of their average monthly debit and card turnover
- A merchant can get funding within 48 hours
- The application process is quick and easy
- There are no hidden costs or interest rates
- The funding is paid back as a percentage of every card swipe through the retailers' card terminal
How to get it
- You must be a South African citizen
- Your business must have been operating for at least 12 months
- You must have more than R80 000 in monthly card sales
Who can get it
- Has your business been trading for more than 12 months?
- Do you have a lease for longer than 12 months or own your property?
- Your average monthly card turnover is more than R80k of EFT turnover of more than R150k per month?
- You may qualify for up to 100% of your turnover in 48 hours
-
WHAT YOU GET
-
How to get it
-
Who can get it
A working capital solution specifically for retail businesses, where:
- The retailer can qualify for up to 100% of their average monthly debit and card turnover
- A merchant can get funding within 48 hours
- The application process is quick and easy
- There are no hidden costs or interest rates
- The funding is paid back as a percentage of every card swipe through the retailers' card terminal
- You must be a South African citizen
- Your business must have been operating for at least 12 months
- You must have more than R80 000 in monthly card sales
- Has your business been trading for more than 12 months?
- Do you have a lease for longer than 12 months or own your property?
- Your average monthly card turnover is more than R80k of EFT turnover of more than R150k per month?
- You may qualify for up to 100% of your turnover in 48 hours
SHARI’AH BANKING COMPLIANCE CERTIFICATES
Download a pdf of our compliance certificates
- 1
We also offer
Shari’ah Business banking
Bank according to economic principles with Standard Bank’s Shari’ ah compliant banking options.
Shari'ah Fiduciary Solutions
At Standard Trust Limited, our range of unique Shari'ah Fiduciary Solutions hold true to the Shari’ah principles of tradition and innovation, assisting you in achieving peace of mind through careful planning.
Give life to your legacy.