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Shari’ah-compliant investment solutions for your business
Rooted in traditional Shari'ah economic principles.
Shariah Mosaic 8 Content tile

Shari'ah-compliant Savings & Investments for your business

Plan for the future of your business using economic principles with our Shari’ah-compliant Savings and Investment accounts for business.

Not a Standard Bank customer?

Submit your details to have an agent call you back

Unfortunately we can not assist you online at this time

Unfortunately we can not assist you online at this time, please use the branch locator below

  • CIPRP Certificate*/Registration Certificate (COR14.3)
  • Proof of Listing (print out from Stock Exchange)
  • Group Structure (if wholly owned subsidiary of listed company)
  • Identification documents of signatories
Go to Branch Locator
Your information will be managed securely

Your request was submitted.

Thank you for your interest in Standard Bank business products

A Bank Consultant will call you

Please ensure that you have the following documents on hand as the banking consultant will need more information to assist with your application

  • Identification documents of owners & signatories
  • Proof of address not older than 3 months
  • Company registration documents if a registered company

Kindly visit one of our branches

Please ensure that you have the following documents on hand as the banking consultant will need more information to assist with your application

  • Identification documents of owners & signatories
  • Proof of address not older than 3 months
  • Company registration documents if a registered company

Not a Standard Bank customer?

Submit your details to have an agent call you back

Unfortunately we can not assist you online at this time

Unfortunately we can not assist you online at this time, please use the branch locator below

  • CIPRP Certificate*/Registration Certificate (COR14.3)
  • Proof of Listing (print out from Stock Exchange)
  • Group Structure (if wholly owned subsidiary of listed company)
  • Identification documents of signatories
Go to Branch Locator
Your information will be managed securely

Your request was submitted.

Thank you for your interest in Standard Bank business products

A Bank Consultant will call you

Please ensure that you have the following documents on hand as the banking consultant will need more information to assist with your application

  • Identification documents of owners & signatories
  • Proof of address not older than 3 months
  • Company registration documents if a registered company

Kindly visit one of our branches

Please ensure that you have the following documents on hand as the banking consultant will need more information to assist with your application

  • Identification documents of owners & signatories
  • Proof of address not older than 3 months
  • Company registration documents if a registered company
OUR SHARI'AH BANKING OFFERINGS
Weightages

View our investment weightages

Weightages

We have created weightages based on the tenure and balance of your investment. What this means is, if you invest for a longer period and/or if your balance is higher, your weightage in the Mudarabah pool will be higher.

Weight Balance 10 000 20 000 100 000 250 000 500 000 1 000 000 5 000 000 20 000 000 20 00 000+
Tenor Call 0.1314 0.1341 0.1369 0.1397 0.1425 0.1500 0.1530 0.1561 0.1717
7 days 0.6178 0.6304 0.6432 0.6564 0.6698 0.7050 0.7191 0.7335 0.8068
14 Days 0.6221 0.6348 0.6478 0.6610 0.6745 0.7100 0.7242 0.7387 0.8126
21 Days 0.6265 0.6393 0.6524 0.6657 0.6793 0.7150 0.7293 0.7439 0.8183
1 Month 0.6397 0.6527 0.6660 0.6796 0.6935 0.7300 0.7446 0.7595 0.8354
2 Months 0.6572 0.6706 0.6843 0.6983 0.7125 0.7500 0.7650 0.7803 0.8583
3 Months 0.6659 0.6795 0.6934 0.7076 0.7220 0.7600 0.7752 0.7907 0.8698
4 Months 0.6747 0.6885 0.7025 0.7169 0.7315 0.7700 0.7854 0.8011 0.8812
5 Months 0.6835 0.6974 0.7117 0.7262 0.7410 0.7800 0.7956 0.8115 0.8927
6 Months 0.6922 0.7064 0.7208 0.7355 0.7505 0.7900 0.8058 0.8219 0.9041
7 Months 0.7212 0.7359 0.7509 0.7662 0.7819 0.8230 0.8395 0.8562 0.9419
8 Months 0.7886 0.8047 0.8211 0.8379 0.8550 0.9000 0.9180 0.9364 1.0300
9 Months 0.8061 0.8226 0.8394 0.8565 0.8740 0.9200 0.9384 0.9572 1.0529
10 Months 0.8368 0.8539 0.8713 0.8891 0.9073 0.9550 0.9741 0.9936 1.0929
11 Months 0.8465 0.8637 0.8814 0.8993 0.9177 0.9660 0.9853 1.0050 1.1055
12 Months 0.8491 0.8664 0.8841 0.9021 0.9206 0.9690 0.9884 1.0081 1.1090
18 Month 0.8508 0.8682 0.8859 0.9040 0.9225 0.9710 0.9904 1.0102 1.1113
2 Years 0.8762 0.8941 0.9124 0.9310 0.9500 1.0000 1.0200 1.0404 1.1444
3 years 0.9095 0.9281 0.9471 0.9664 0.9861 1.0380 1.0588 1.0799 1.1879
4 Years 1.0953 1.1177 1.1405 1.1638 1.1875 1.2500 1.2750 1.3005 1.4306
5 Years 1.1391 1.1624 1.1861 1.2103 1.2350 1.3000 1.3260 1.3525 1.4878
*PLEASE NOTE THAT THE ABOVE WEIGHTAGE RATE AND PROFIT SHARE HAS ALREADY BEEN INCLUDED IN THE INDICATIVE PROFIT RATES DISPLAYED IN THE INDICATIVE PROFIT RATES TABLE.
View Weightages
SHARI’AH BANKING COMPLIANCE CERTIFICATES

Download a pdf of our compliance certificates

770 KB Download Shari’ah Compliance Certificate
582 KB Download Shari’ah Compliance Certificate for UCount
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Get this cutting edge Shari'ah-compliant property finance solution based on the principle of Diminishing Musharaka. In essence, we enter into a partnership agreement with you, where you gradually buy all of our shares. Our ownership of the property gradually decreases as your ownership increases. Until you own the property out right.

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