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Owner-occupied property financing

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Eliminate rental escalations with your own appreciating asset

 

 

Some of the benefits

Access facility

Use extra capital repayments you’ve made to help with cash flow or financing

Continuity

Secure a location for company operations and create business continuity

Split asset option

Maintain ownership of the property for income rental if you sell your business

Expert guidance

Talk to our property specialists about the right property and financing for you
What you get
  • Expert guidance on commercial property development
  • Market trends analysis in specific areas
  • Help ensuring your property meets future expansion needs
  • Information on commercial properties being sold by our clients
  • Access to the additional funds you’ve repaid towards the capital
How it works
  • You need a Business Current Account to apply
  • At least 70% of the rent must come from your business
  • It’s ideal for retail premises, factories, warehouses, offices or industrial plants
  • We can help you identify your ideal property type and price
  • Capital and interest are agreed up front
  • You can give notice to access additional capital repayments  
What it costs
  • No monthly fees
  • Capital repayments are structured to suit your cash flow
  • Monthly interest payments are debited from your account
How to get it

If you already have a Business Current Account

  • What you get
  • How it works
  • What it costs
  • How to get it
  • Expert guidance on commercial property development
  • Market trends analysis in specific areas
  • Help ensuring your property meets future expansion needs
  • Information on commercial properties being sold by our clients
  • Access to the additional funds you’ve repaid towards the capital
  • You need a Business Current Account to apply
  • At least 70% of the rent must come from your business
  • It’s ideal for retail premises, factories, warehouses, offices or industrial plants
  • We can help you identify your ideal property type and price
  • Capital and interest are agreed up front
  • You can give notice to access additional capital repayments  
  • No monthly fees
  • Capital repayments are structured to suit your cash flow
  • Monthly interest payments are debited from your account

If you already have a Business Current Account

We also offer
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Business Current Account

Run your business with a bank account that gives you more freedom and visibility, and the backing of specialists in cash flow money management.

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Vehicle and asset financing

Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.

Understanding your risk profile
Environmental
Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial
Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management
Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply
What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.

Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.

Need help?