Apply for vehicle finance
Buying a vehicle is an exciting journey. We’ve made the process easier with our affordability and car repayments calculator, vehicle finance options for you to choose from and more.
Some of the benefits
Affordable rates
Pay lower monthly instalments with an interest rate that’s tailored to your needs
Balloon payments
Reduce your monthly car instalments by opting for a balloon payment
Flexible terms
Repay your car loan at a stress-free pace that suits your income and lifestyle
Self-service
Manage your repayments and easily request settlement quotes using our Banking App
How it works
- Our vehicle financing allows you to buy a vehicle and repay it over a period that suits you
- The repayment period can range from 12 to 84* months
- Ownership will automatically pass to you once you’ve made your last and final car payment
- Flexible payment options are available
- You can claim for depreciation on your taxable income if the vehicle is for business use
* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.
How to get it
1. Apply on the Banking App
- Open your Banking App and tap Explore (top left)
- Scroll down to Loans and select Vehicle
- Tap on Apply Now and follow the prompts
2. Apply online
- Complete your vehicle finance application online – it will only take a few minutes
3. Alternatively, you can call us on 0860 000 000 or visit your nearest branch
What you'll need
- South African ID book / Smart card*
- Valid South African driver’s license
- Latest 3 months’ payslips, or
- Latest 3 months’ bank statements
- Proof of residence not older than 3 months
*You must be over 18 years or older.
Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
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How it works
-
How to get it
-
What you'll need
- Our vehicle financing allows you to buy a vehicle and repay it over a period that suits you
- The repayment period can range from 12 to 84* months
- Ownership will automatically pass to you once you’ve made your last and final car payment
- Flexible payment options are available
- You can claim for depreciation on your taxable income if the vehicle is for business use
* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.
1. Apply on the Banking App
- Open your Banking App and tap Explore (top left)
- Scroll down to Loans and select Vehicle
- Tap on Apply Now and follow the prompts
2. Apply online
- Complete your vehicle finance application online – it will only take a few minutes
3. Alternatively, you can call us on 0860 000 000 or visit your nearest branch
- South African ID book / Smart card*
- Valid South African driver’s license
- Latest 3 months’ payslips, or
- Latest 3 months’ bank statements
- Proof of residence not older than 3 months
*You must be over 18 years or older.
Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
We also offer
Refinance your vehicle
Call us on 0860 000 000 or email us on [email protected] to adjust your repayments. We’ll give you a unique reference number to access our secure portal, where you can submit everything you need to complete your application.
Debt Relief Solutions
Struggling to meet your loan repayments each month?
Our Debt Care Centre provides personalised assistance to alleviate your financial burdens. By reducing your monthly obligations, we can provide you with much needed relief. Learn about our financial solutions and apply today.
Car insurance
Looking for the right premium for your car or motorbike? Let us shop around for you. Out of motor plan? Not a problem. Whatever kind of cover you need, leave it to us - we'll get the quotes you're looking for.
EasySell
Are you struggling to pay your home loan or vehicle finance repayments?
EasySell can help you sell and settle your home or vehicle so that you can get your credit record back on track.
Check pre-owned values
Get an objective TransUnion report (powered by First Check) on the value of any car you’re interested in to ensure you buy it at a fair price.
Want to buy a pre-owned car?
Get affordable pre-owned cars that are in our care. Simply search by make, model, price and mileage.
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