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Welcome to virtual banking

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Digital wallets

Store, send and spend money safely with a digital wallet that works like a basic bank account on your phone.

WHAT YOU CAN DO

Load

Transfer funds into your digital wallet and manage your money from your phone

Draw

Withdraw cash at our ATMs or retail partners, or by using your Shyft Global Wallet card

Send

Send money to anyone with a phone in SA, or make flat-fee transfers across borders

Buy

Choose a wallet that lets you top up airtime, data and electricity, or buy foreign currencies
What are you looking for?
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WeChat Wallet

No bank account? No problem. Use your smartphone to store, send, receive and withdraw cash, buy prepaid top-ups and make SnapScan payments.

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Instant Money Wallet

Load funds to your digital wallet, and draw cash, buy prepaid top-ups and send cash to any cellphone in SA – whether you have a bank account with us or not.

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Shyft Global Wallet

Join the fintech revolution with this mobile app that allows you to buy, sell, store or spend foreign exchange in four different currencies.

We also offer
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Bank accounts

Any account you open with us is safe and simple to use, giving you the freedom to manage your money and make payments the way you choose to.

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Credit cards

Instant access to money you’re not carrying as cash. Money you can spend safely and easily in-store, online or overseas.