South Africa
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As you prefer

Self-service banking

Once you’ve opened your account with us, you’re free to do your banking through any digital channel or device you prefer…

Some of the benefits

Free subscriptions

Pay no monthly fees to do your banking online, on the phone or at our ATMs

Security and control

Manage your money and accounts securely on your choice of digital channel

Anytime, anywhere

Do what you need to, whenever you want, wherever you are

Simple value-adds

Send money, pay your water and lights, and get your Smart ID or passport the easy way
Start using the self-service channels you prefer
ATM banking

Pay bills and change your overdraft limit without visiting a branch, and make deposits outside of banking hours.

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Cellphone banking

Anytime, anywhere banking from your phone, with free inter-account transfers, payments and top-ups.

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Mobile app banking

Manage your accounts and limits, make payments and send money safely on your smartphone or tablet.

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Online banking

Manage your money from any device by creating your online profile to unlock DIY banking features.

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Telephone and speech banking

Bank from any phone 24/7, or speak to a consultant during the week, over the weekend or on public holidays.

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Kidz banking app

Get the Kidz Banking app to help your children manage their money and grow it with the (sum)1 account for under-16s.

Car finance Statement decoder
Download and install to see your vehicle and asset finance statements

international travel
Different Ways to Pay on Holiday
Best ways to pay on holiday

Planning an overseas holiday? Why worry about organising currency when there’s a range of foreign exchange products to suit your needs?

kids banking
Kidz Banking App - The Big 5 Animal Friends
Kidz Banking app

Use the who’s who of the Kidz banking app zoo to make it fun for young children to save.

managing your money
MasterPass your digital wallet
MasterPass: your digital wallet

Shopping on your computer, tablet or smartphone has never been easier thanks to MasterPass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.

Banking safely
Kids banking app product detail
Kidz Banking app

Get the app for under-16s, that brings their (sum)1 account to life by helping them learn to earn and save up their money.

Shyft App-Product detail
Shyft Global Wallet

Buy, send and store foreign currency anytime, anywhere directly from your phone.