South Africa
Self-service banking
Once you’ve opened your account with us, you’re free to do your banking through any digital channel or device you prefer…
Some of the benefits
Free subscriptions
Pay no monthly fees to do your banking online, on the phone or at our ATMs
Security and control
Manage your money and accounts securely on your choice of digital channel
Anytime, anywhere
Do what you need to, whenever you want, wherever you are
Simple value-adds
Send money, pay your water and lights, and get your Smart ID or passport the easy way
Start using the self-service channels you prefer
ATM banking
Pay bills and change your overdraft limit without visiting a branch, and make deposits outside of banking hours.
Cellphone banking
Anytime, anywhere banking from your phone, with free inter-account transfers, payments and top-ups.
Mobile app banking
Manage your accounts and limits, make payments and send money safely on your smartphone or tablet.
Online banking
Manage your money from any device by creating your online profile to unlock DIY banking features.
Telephone and speech banking
Bank from any phone 24/7, or speak to a consultant during the week, over the weekend or on public holidays.
Kidz banking app
Get the Kidz Banking app to help your children manage their money and grow it with the (sum)1 account for under-16s.
LEARN MORE ABOUT WAYS YOU CAN BANK
international travel
Best ways to pay on holiday
Planning an overseas holiday? Why worry about organising currency when there’s a range of foreign exchange products to suit your needs?
kids banking
Kidz Banking app
Use the who’s who of the Kidz banking app zoo to make it fun for young children to save.
managing your money
MasterPass: your digital wallet
Shopping on your computer, tablet or smartphone has never been easier thanks to MasterPass, the digital wallet payment service that makes shopping online in South Africa as simple as ‘click and pay’.
Banking safely
Kidz Banking app
Get the app for under-16s, that brings their (sum)1 account to life by helping them learn to earn and save up their money.
Shyft Global Wallet
Buy, send and store foreign currency anytime, anywhere directly from your phone.