South Africa
Personal loans
Apply for a personal loan via Internet Banking or our Banking App and get a 2%* discount on your interest rate, which means you can save up to R407* monthly. Getting a personal loan has never been this easy.
Some of the benefits
Easy to get
Apply for a loan online or on our banking app to find out how much you qualify for
Plan ahead
Your annual percentage rate for a personal loan will not exceed prime + 17.5%
UCount Rewards
If you have enough Rewards Points, you can pay your monthly installment with UCount Rewards
Flexible terms
Choose a term loan for fixed repayments, or get a personal loan to re-use what you've repaid
Add up to 3 products to compare
Add up to 3 products to compare or close to remove all
Calculate repayments
Work out how much you’ll potentially repay each month
LEARN MORE ABOUT LOANS
loans
5 Types of personal loans
A brief guide explaining the various types of personal loans available.
managing your money
5 Steps to credit fitness
Do you have a healthy credit score? If you’re not credit fit, the good news is that you can always improve your credit health. Here’s five steps to help.
managing your money
5 Benefits of an overdraft loan
If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.
We also offer
Credit cards
Enjoy instant access to money you’re not carrying as cash, with a credit card that gives you all the extra features and benefits you’re looking for.
Debt Care
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Savings and investment accounts
Grow your money the way you choose to, with the help of high interest-earning accounts designed to meet a variety of personal needs, preferences and goals.