Looking for a personal loan?
Apply online via Internet Banking or our Banking App and choose the loan and repayment terms that best suit your needs.
WHAT OUR PERSONAL LOANS GIVE YOU
Need instant access to money? Apply for a personal loan via the Banking App by following our illustrative steps.
You can apply for a minimum loan amount of R3 000 to a maximum loan amount of R300 000. Our service fees are R69 per month for all loans and our once-off initiation fees range from R419.75 up to R1207.50 (VAT inclusive). Our loan repayment terms range from a minimum of 12 months to a maximum of 72 months. Our interest rates are personalised up to a maximum of prime plus 17.5% as per the NCA regulation. The Annual Percentage Rate (APR) for your personal loan is a maximum of prime plus 17.5% as per the NCA regulation.
Do you have a Revolving Loan or Overdraft with us and need to top-up your funds? We have made it easy for you to increase your limits from the comfort of your own home by enabling you to do it online.
It wasn’t so long ago that you had to visit your nearest bank - tons of paperwork in tow - to apply for a personal loan.
Looking for a brief guide explaining the various types of personal loans available? Look no further.
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If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.
Enjoy instant access to money you’re not carrying as cash, with a credit card that gives you all the extra features and benefits you’re looking for.
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Grow your money the way you choose to, with the help of high interest-earning accounts designed to meet a variety of personal needs, preferences and goals.