South Africa
Personal loans
Looking for a personal loan? Apply online via internet banking or our banking app and choose the loan and repayment terms that best suit your needs.
WHAT OUR PERSONAL LOANS GIVE YOU
Easy to get
Apply for a loan online or on our banking app to find out how much you qualify for
Affordable interest
The Annual Percentage Rate (APR) for your personal loan is a minimum of 10% and a maximum of 27.25%
UCount Rewards
If you have enough Rewards Points, you can pay your monthly installment with UCount Rewards
Flexible terms
Choose between a minimum of 12 months and a maximum of 72 months to repay your personal loan
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As an example, the estimated repayments of a loan of R30 000 over 36 months at an interest rate of 27.25% (prime + 10.5%) pm would be R1 387.05pm. This includes a monthly service fee of R69. An upfront, once-off initiation fee of R1 207.50 (VAT inclusive) will be required.
Calculate repayments
Work out how much you’ll potentially repay each month
LEARN MORE ABOUT LOANS
loans
How to get an online loan
It wasn’t so long ago that you had to visit your nearest bank - tons of paperwork in tow - to apply for a personal loan.
loans
5 Types of personal loans
A brief guide explaining the various types of personal loans available.
managing your money
5 Steps to credit fitness
Do you have a healthy credit score? If you’re not credit fit, the good news is that you can always improve your credit health. Here’s five steps to help.
managing your money
5 Benefits of an overdraft loan
If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.
We also offer
Credit cards
Enjoy instant access to money you’re not carrying as cash, with a credit card that gives you all the extra features and benefits you’re looking for.
Debt Care
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Savings and investment accounts
Grow your money the way you choose to, with the help of high interest-earning accounts designed to meet a variety of personal needs, preferences and goals.