South Africa
Personal loans
Getting a loan is now FASTER and CHEAPER! Save up to R407* every month when you apply online. Choose the loan repayment terms that best suit your needs with anywhere from 12 to 72 months to pay.
Some of the benefits
Easy to get
Apply online to find out how much you qualify for
Plan ahead
Your annual percentage rate for a personal loan will not exceed prime + 17.5%
Reward Yourself
Pay your monthly instalment with your Ucount Rewards points
Flexibility
Choose a term loan for fixed repayments, or get a personal loan to re-use what you've repaid
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Add up to 3 products to compare or close to remove all
Calculate repayments
Work out how much you’ll potentially repay each month
LEARN MORE ABOUT LOANS
loans
5 Types of personal loans
A brief guide explaining the various types of personal loans available.
managing your money
5 Steps to credit fitness
Do you have a healthy credit score? If you’re not credit fit, the good news is that you can always improve your credit health. Here’s five steps to help.
managing your money
5 Benefits of an overdraft loan
If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.
We also offer
Credit cards
Enjoy instant access to money you’re not carrying as cash, with a credit card that gives you all the extra features and benefits you’re looking for.
Debt Care
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Savings and investment accounts
Grow your money the way you choose to, with the help of high interest-earning accounts designed to meet a variety of personal needs, preferences and goals.