Looking for a personal loan?
Apply online via Internet Banking or our Banking App and choose the loan and repayment terms that best suit your needs.
WHAT OUR PERSONAL LOANS GIVE YOU
Apply online
Apply for your loan online or on our Banking App to find out how much you qualify for
Affordable interest
Get your personalised interest rate from 13.25%
UCount Rewards
You can pay your monthly loan installments by converting your Rewads Points to cash
Flexible terms
Choose between a minimum of 12 months and a maximum of 72 months to repay your personal loan
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Need instant access to money? Apply for a personal loan via the Banking App by following our illustrative steps.
You can apply for a minimum loan amount of R3 000 to a maximum loan amount of R300 000. Our service fees are R69 per month for all loans and our once-off initiation fees range from R419.75 up to R1207.50 (VAT inclusive). Our loan repayment terms range from a minimum of 12 months to a maximum of 72 months. Our interest rates are personalised up to a maximum of 24.75% as per the NCA regulation. The Annual Percentage Rate (APR) for your personal loan is 17.65% as per the NCA regulation.
LEARN MORE ABOUT LOANS
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