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Get a loan that saves you up to R407* monthly
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Personal loans

Apply for a personal loan via Internet Banking or our Banking App and get a 2%* discount on your interest rate, which means you can save up to R407* monthly. Getting a personal loan has never been this easy.

Some of the benefits

Easy to get

Apply for a loan online or on our banking app to find out how much you qualify for

Plan ahead

Your annual percentage rate for a personal loan will not exceed prime + 17.5%

UCount Rewards

If you have enough Rewards Points, you can pay your monthly installment with UCount Rewards

Flexible terms

Choose a term loan for fixed repayments, or get a personal loan to re-use what you've repaid
What are you looking for?

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Calculate repayments

Work out how much you’ll potentially repay each month

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Redeem Your Rewards Points Into Your Personal Loan

If you have a Standard Bank Revolving Credit Plan (RCP) or Term Loan Account, you can now redeem* your Rewards Points via the UCount Rewards Online Mall to reduce your RCP or Term Loan or pay off your loan. *Terms and conditions apply

5 Types of Personal Laons
5 Types of personal loans

A brief guide explaining the various types of personal loans available.

managing your money
Manage Expenses with an Overdraft Loan
5 Steps to credit fitness

Do you have a healthy credit score? If you’re not credit fit, the good news is that you can always improve your credit health. Here’s five steps to help.

managing your money
5 Benefits of an Overdraft Loan
5 Benefits of an overdraft loan

If you’re considering a personal overdraft loan but you’re not sure if it’s right for you, here’s five benefits to consider.

We also offer
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Credit cards

Enjoy instant access to money you’re not carrying as cash, with a credit card that gives you all the extra features and benefits you’re looking for.

Debt consolidation
Debt Care

Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.

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Savings and investment accounts

Grow your money the way you choose to, with the help of high interest-earning accounts designed to meet a variety of personal needs, preferences and goals.