Business Overdraft

Ideal as a short-term credit facility, you can access funds whenever you need it and only pay interest on the outstanding balance.
Some of the benefits
24/7 Access
Affordable repayments
Apply online
No fuss
- Apply for a Business Overdraft as a quick cashflow management tool for your business
- Withdraw funds straight from your Business Current Account
- Get fast access to additional funds in between payments and collections in case of unforeseen circumstances
- A short-term lending solution that’s available whenever you need it
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
Business Lending Discounted Interest Rate Offer
- You need a Standard Bank Business Current Account to qualify for a Business Overdraft
- Overdraft limits are based on your needs and affordability
- You can withdraw funds straight from your account and only pay interest on the balance used
- The Overdraft will be repaid as money enters your account
- Your Overdraft is payable on demand and reviewed every year
- No minimum monthly repayments are necessary
- You only pay interest on the amount you’ve used during the month
- Monthly service fee: R69
- Once-off initiation fee: 1.26% of your approved limit
- Personalised interest rate
See 2023 pricing guide
If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:
- Apply online via Internet Banking
- Speak to your relationship manager
- Send us a Call me back
- Email us at [email protected]
- Call us on 0860 109 075
- Or speak to us at your nearest branch
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What you get
-
How it works
-
What it costs
-
How to get it
- Apply for a Business Overdraft as a quick cashflow management tool for your business
- Withdraw funds straight from your Business Current Account
- Get fast access to additional funds in between payments and collections in case of unforeseen circumstances
- A short-term lending solution that’s available whenever you need it
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
Business Lending Discounted Interest Rate Offer
- You need a Standard Bank Business Current Account to qualify for a Business Overdraft
- Overdraft limits are based on your needs and affordability
- You can withdraw funds straight from your account and only pay interest on the balance used
- The Overdraft will be repaid as money enters your account
- Your Overdraft is payable on demand and reviewed every year
- No minimum monthly repayments are necessary
- You only pay interest on the amount you’ve used during the month
- Monthly service fee: R69
- Once-off initiation fee: 1.26% of your approved limit
- Personalised interest rate
See 2023 pricing guide
If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:
- Apply online via Internet Banking
- Speak to your relationship manager
- Send us a Call me back
- Email us at [email protected]
- Call us on 0860 109 075
- Or speak to us at your nearest branch